FirstCredit

Last checked: July 20, 2026

FirstCredit is a debt collection agency headquartered in Akron. It has held a Texas surety bond continuously for 5 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20210158), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

5 years

of continuous verified Texas bond history on the Secretary of State register. FirstCredit currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 20, 2026

Verified facts about FirstCredit

Fact	Value	Source
Headquarters	Akron	Source: improvefinancialhealth.com · Last checked: July 20, 2026
Year founded	1986	Source: improvefinancialhealth.com · Last checked: July 20, 2026
Company type	Third-party agency	Source: improvefinancialhealth.com · Last checked: July 20, 2026
Debt types handled	Healthcare, Government	Source: improvefinancialhealth.com · Last checked: July 20, 2026
Website	improvefinancialhealth.com
Texas surety bond history	5 years continuously bonded ActiveSoS File 20210158· filed April 4, 2021	Register: direct.sos.state.tx.us · Last checked: July 20, 2026
CFPB complaints on record	44	CFPB database: consumerfinance.gov · Last checked: July 20, 2026

Common questions about FirstCredit

Is FirstCredit licensed to collect debt in Texas?

Yes. FirstCredit has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20210158), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 20, 2026.

Does FirstCredit have complaints on record?

The public CFPB Consumer Complaint Database records 44 debt-collection complaints referencing FirstCredit, as of July 20, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.