FirstCredit
of continuous verified Texas bond history on the Texas Secretary of State register. FirstCredit currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
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Public-record facts about FirstCredit
| Fact | Value | Source |
|---|---|---|
| Headquarters | Akron, OH | Named on: improvefinancialhealth.com · Last checked: October 3, 2026 |
| Year founded | 1986 | Stated on: improvefinancialhealth.com · Last checked: September 26, 2026 |
| Company type | Third-party agency | Classified by us from: improvefinancialhealth.com · Last checked: October 3, 2026 |
| Debt types handled | Healthcare, Government | Healthcare named on: improvefinancialhealth.com · Last checked: October 3, 2026 Government named on: improvefinancialhealth.com · Last checked: October 3, 2026 |
| Website | improvefinancialhealth.com | |
| Texas surety bond history | 5 years continuously bonded Active SoS File 20210158 · filed April 4, 2021 · TRAVELERS CASUALTY & SURETY COMPANY OF AMERICA · bond 7752241601 TX | Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 |
| New York license history | 5 years continuously licensed Active 2097771-DCA · filed February 19, 2021 | Register: data.cityofnewyork.us · Last checked: September 29, 2026 |
| CFPB debt-collection complaints on record | 44 | CFPB database: consumerfinance.gov · Last checked: September 30, 2026 |
How to reach FirstCredit safely
From FirstCredit's own website, read October 6, 2026. Each detail links to the page that shows it.
- Call
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- 800.837.3328 As shown on FirstCredit's own website, read October 6, 2026
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.
Common questions about FirstCredit
Is FirstCredit licensed to collect debt in Texas?
FirstCredit has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20210158), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.
Is FirstCredit licensed to collect debt in New York City?
Yes. FirstCredit holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2097771-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.
Does FirstCredit have complaints on record?
The public CFPB Consumer Complaint Database records 44 debt-collection complaints referencing FirstCredit, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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