FMS

FMS is a debt collection agency headquartered in Tulsa, OK. It has held a Texas surety bond continuously for 30 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20180046), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 9 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (2054073-DCA). Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

30 years

of continuous verified Texas bond history on the Texas Secretary of State register. FMS currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

What brings you here?

Two of the most common reasons people check a collector. Pick whichever fits.

A collector has contacted me What they are allowed to do, how to check the debt is really yours, and what to do next. I need to hire a collector Compare agencies by their track record on the state register and their complaint history before you choose one.

Run a collection agency? See how we rank agencies, and how to get listed.

Choosing software for your agency? Compare collection systems, dialers and payment tools on DebtTechIndex, our sister site.

Public-record facts about FMS

Fact	Value	Source
Headquarters	Tulsa, OK	Named on: fmscontactcenters.com · Last checked: October 3, 2026
Year founded	1993	Stated on: fmscontactcenters.com · Last checked: September 26, 2026
Company type	Third-party agency	Classified by us from: fmscontactcenters.com · Last checked: October 3, 2026
Website	fmscontactcenters.com
Careers page	fmscontactcenters.com/careers	Linked from: fmscontactcenters.com · Last checked: October 2, 2026
Texas surety bond history	30 years continuously bonded Active SoS File 20180046 · filed March 1, 2018 · Arch Insurance Company · bond SU1147218 Active SoS File 20170181 · filed October 23, 2017 · Arch Insurance Company · bond SU1147218 Canceled Close File SoS File 970443 · filed August 18, 1997 · canceled January 20, 2018 · Travelers Casualty and Surety Company of America · bond 775224242TX Canceled Close File SoS File 960171 · filed October 3, 1996 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX285	Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026
New York license history	9 years continuously licensed Active 2054073-DCA · filed June 7, 2017	Register: data.cityofnewyork.us · Last checked: September 29, 2026
CFPB debt-collection complaints on record	141	CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach FMS safely

From FMS's own website, read October 6, 2026. Each detail links to the page that shows it.

Call: 1-800-580-7611 Payments As shown on FMS's own website, read October 6, 2026
800-999-2443 As shown on FMS's own website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about FMS

Is FMS licensed to collect debt in Texas?

FMS has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20180046), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is FMS licensed to collect debt in New York City?

Yes. FMS holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2054073-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Does FMS have complaints on record?

The public CFPB Consumer Complaint Database records 141 debt-collection complaints referencing FMS, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Is this your company?

Claim this page to add how you work, your memberships and certifications, and a contact for new business.

Claim this page Already claimed? Sign in to update it

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.