AFM LEGAL P.C. in Illinois
Collection law firmChicago
This is a law firm, not a collection agency. A law practice that regularly collects consumer debts is a debt collector under the federal FDCPA, and it can also file a collection lawsuit for a creditor, as the creditor's lawyer and in the creditor's name. That difference is why law firms are listed separately, on the collection law firms page, and never in the agency rankings.
of continuous verified Illinois license history on the Illinois Department of Financial and Professional Regulation's license register. AFM LEGAL P.C. currently holds a Collection Agency Act license in force.
Source: data.illinois.gov · Last checked: October 12, 2026
Public-record facts about AFM LEGAL P.C.
| Fact | Value | Source |
|---|---|---|
| Headquarters | Chicago | Source: afmlegalpc.com |
| Company type | Collection law firm | Source: afmlegalpc.com |
| Debt types handled | Insurance, Healthcare, Telecommunications, Utilities, Commercial | Source: afmlegalpc.com |
| Website | afmlegalpc.com | |
| Illinois license history | 2 years continuously licensed ACTIVE 017022572 · filed June 21, 2024 | Register: data.illinois.gov · Last checked: October 12, 2026 |
How to reach AFM LEGAL P.C. safely
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Common questions about AFM LEGAL P.C.
Is AFM LEGAL P.C. a collection agency or a law firm?
AFM LEGAL P.C. is a law firm that collects debts, not a collection agency. A law practice that regularly collects consumer debts is a debt collector under the federal FDCPA (Heintz v. Jenkins, 1995), and it can also file a collection lawsuit for a creditor, as the creditor’s lawyer and in the creditor’s name. This site lists collection law firms separately from agencies for that reason.
Is AFM LEGAL P.C. licensed to collect debt in Illinois?
Yes. AFM LEGAL P.C. holds a current collection agency license with the Illinois Department of Financial and Professional Regulation (license 017022572), recorded as active on the state's public license register, last checked October 12, 2026. The Collection Agency Act, 205 ILCS 740, Section 4, requires this license of a collection agency operating in the state, though an out-of-state agency collecting into Illinois only by interstate communication from a state where it is licensed, with reciprocity, is lawfully exempt.
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