National Credit Systems

Yes. National Credit Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050169), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 8, 2026.

Yes. National Credit Systems holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1277208-DCA), last checked August 5, 2026. New York City requires this license of any agency collecting from NYC residents, wherever the agency itself is based.

Yes. National Credit Systems holds a consumer collection agency registration with the Florida Office of Financial Regulation (CCA0900180), recorded as Approved, last checked August 19, 2026. Chapter 559, Part VI of the Florida Statutes requires this registration of a consumer collection agency, though nine categories of business are lawfully exempt from it.

According to its own website, National Credit Systems specializes in multifamily and rental collections, read July 10, 2026. A specialty is the agency's own published claim; this directory verifies the public register facts, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.

The public CFPB Consumer Complaint Database records 16,193 debt-collection complaints referencing National Credit Systems, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.