National Credit Systems

Last checked: July 8, 2026

National Credit Systems is a debt collection agency headquartered in Atlanta. It has held a Texas surety bond continuously for 28 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20050169), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

28 years

of continuous verified Texas bond history on the Secretary of State register. National Credit Systems currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 8, 2026

Verified facts about National Credit Systems

Fact	Value	Source
Headquarters	Atlanta	Source: direct.sos.state.tx.us · Last checked: July 8, 2026
Year founded	1991	Source: direct.sos.state.tx.us · Last checked: July 8, 2026
Company type	Third-party agency	Source: direct.sos.state.tx.us · Last checked: July 8, 2026
Website	nationalcreditsystems.com
Texas surety bond history	28 years continuously bonded ActiveSoS File 20180040· filed February 20, 2018 ActiveSoS File 20050169· filed July 14, 2005 Canceled Close FileSoS File 970471· filed August 25, 1997· canceled September 24, 2005	Register: direct.sos.state.tx.us · Last checked: July 8, 2026

Common questions about National Credit Systems

Is National Credit Systems licensed to collect debt in Texas?

Yes. National Credit Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050169), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 8, 2026.

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