Saturn Systems
Last checked: July 22, 2026
of continuous verified Texas bond history on the Secretary of State register. Saturn Systems currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 22, 2026
Verified facts about Saturn Systems
| Fact | Value | Source |
|---|---|---|
| Headquarters | Bailey | Source: saturnsystemsonline.com · Last checked: July 22, 2026 |
| Year founded | 1997 | Source: saturnsystemsonline.com · Last checked: July 22, 2026 |
| Company type | Third-party agency | Source: saturnsystemsonline.com · Last checked: July 22, 2026 |
| Debt types handled | Commercial, Consumer, Government, Retail | Source: saturnsystemsonline.com · Last checked: July 22, 2026 |
| Website | saturnsystemsonline.com | |
| Texas surety bond history | 17 years continuously bonded ActiveSoS File 20090170· filed July 10, 2009 | Register: direct.sos.state.tx.us · Last checked: July 22, 2026 |
| CFPB complaints on record | 34 | CFPB database: consumerfinance.gov · Last checked: July 22, 2026 |
Public enforcement record
On February 7, 2025, the California Department of Financial Protection and Innovation entered a Consent Order with Saturn Systems Inc. The Commissioner found that since January 1, 2022 the company had engaged in debt collection activities with 572 California consumers without the license required by the Debt Collection Licensing Act (it first applied on September 17, 2024); that in November 2022 it mailed a California consumer a letter stating the IRS "may consider this as income to you!!" when the alleged debt was under the $600 Form 1099-C threshold, which the order finds material, likely to mislead, and a deceptive act or practice; and that it failed to give two consumers the records-request notice required by California Civil Code section 1788.14.5(e)(1). The company was ordered to desist and refrain and to pay a $90,000 administrative penalty in installments through December 2025; the Department agreed to approve its pending license application after the first installment. Source: California DFPI Consent Order (dfpi.ca.gov); read and verified July 22, 2026.
This section reports adjudicated regulatory actions from the regulator's own published documents. It is a record, not a rating; the bands on this site are unaffected by it, and an agency may respond via the corrections policy.
Common questions about Saturn Systems
Is Saturn Systems licensed to collect debt in Texas?
Yes. Saturn Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20090170), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 22, 2026.
Does Saturn Systems have complaints on record?
The public CFPB Consumer Complaint Database records 34 debt-collection complaints referencing Saturn Systems, as of July 22, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
Has Saturn Systems faced regulatory enforcement?
On February 7, 2025, the California Department of Financial Protection and Innovation entered a Consent Order with Saturn Systems Inc. The Commissioner found that since January 1, 2022 the company had engaged in debt collection activities with 572 California consumers without the license required by the Debt Collection Licensing Act (it first applied on September 17, 2024); that in November 2022 it mailed a California consumer a letter stating the IRS "may consider this as income to you!!" when the alleged debt was under the $600 Form 1099-C threshold, which the order finds material, likely to mislead, and a deceptive act or practice; and that it failed to give two consumers the records-request notice required by California Civil Code section 1788.14.5(e)(1). The company was ordered to desist and refrain and to pay a $90,000 administrative penalty in installments through December 2025; the Department agreed to approve its pending license application after the first installment. Source: California DFPI Consent Order (dfpi.ca.gov); read and verified July 22, 2026. The regulator's own published order is linked on this page. This is an adjudicated public record, reported neutrally; it does not affect where the agency sits in this directory's bands.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.