Southern Management Systems

Southern Management Systems is a debt collection agency headquartered in Orlando, FL. It has held a Texas surety bond continuously for 17 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20090050), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It has been licensed to collect in New York City continuously for 13 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (1454680-DCA). It has been registered as a consumer collection agency in Florida continuously for 27 years, and currently holds an active registration with the Florida Office of Financial Regulation (CCA0900435), meeting the Chapter 559, Part VI requirement for consumer collection agencies. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
17 years

of continuous verified Texas bond history on the Texas Secretary of State register. Southern Management Systems currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Southern Management Systems

FactValueSource
Headquarters Orlando, FL

Named on: sms-collects.com · Last checked: October 3, 2026

Company type Third-party agency

Classified by us from: sms-collects.com · Last checked: October 3, 2026

Debt types handled Rental & Multifamily

Named on: sms-collects.com · Last checked: October 3, 2026

Website sms-collects.com
Texas surety bond history
17 years continuously bonded
Active SoS File 20090050 · filed March 2, 2009 · Travelers Casualty and Surety Company of America · bond 7752241077TX
Canceled Close File SoS File 20030013 · filed January 27, 2003 · canceled March 13, 2007 · Travelers Casualty and Surety Company of America · bond 775224785TX

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Earlier filings: read from the Secretary of State's former search, retired September 29, 2026

New York license history
13 years continuously licensed
Active 1454680-DCA · filed January 21, 2013

Register: data.cityofnewyork.us · Last checked: September 29, 2026

Florida registration history
27 years continuously registered
Approved CCA0900435 · filed February 9, 1999

Register: real.flofr.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 708

CFPB database: consumerfinance.gov · Last checked: September 30, 2026

How to reach Southern Management Systems safely

From Southern Management Systems's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Write to
If you are a debtor and wish to contact us, you will need to do so in writing and send mail to the following address: Southern Management Systems P.O. Box 149966 Orlando, FL 32814 As shown on Southern Management Systems's own website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Southern Management Systems

Is Southern Management Systems licensed to collect debt in Texas?

Southern Management Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20090050), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Is Southern Management Systems licensed to collect debt in New York City?

Yes. Southern Management Systems holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1454680-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Is Southern Management Systems registered to collect debt in Florida?

Yes. Southern Management Systems holds a consumer collection agency registration with the Florida Office of Financial Regulation (CCA0900435), recorded as Approved, last checked October 5, 2026. Chapter 559, Part VI of the Florida Statutes requires this registration of a consumer collection agency, though nine categories of business are lawfully exempt from it.

What types of debt does Southern Management Systems specialize in collecting?

According to its own website, Southern Management Systems specializes in multifamily and rental collections, read July 10, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.

Does Southern Management Systems have complaints on record?

The public CFPB Consumer Complaint Database records 708 debt-collection complaints referencing Southern Management Systems, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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