Advanced Recovery Systems in Texas

Advanced Recovery Systems is a debt collection agency headquartered in Flowood, MS. It has held a Texas surety bond continuously for 26 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20000088), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
26 years

of continuous verified Texas bond history on the Texas Secretary of State register. Advanced Recovery Systems currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Advanced Recovery Systems

FactValueSource
Headquarters Flowood, MS

Named on: arscollections.com · Last checked: October 3, 2026

Company type Third-party agency

Classified by us from: arscollections.com · Last checked: October 3, 2026

Website arscollections.com
Texas surety bond history
26 years continuously bonded
Active SoS File 20150082 · filed April 15, 2015 · Hartford Casualty Insurance Company · bond 20BSBHE5777
Active SoS File 20000088 · filed May 8, 2000 · Travelers Casualty and Surety Company of America · bond 775224552TX

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 62

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Advanced Recovery Systems safely

From Advanced Recovery Systems's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
mypayrazr.com This payment site is on a different domain from Advanced Recovery Systems's own website: mypayrazr.com (PayRazr; name taken from the address only). Advanced Recovery Systems's own website links to it. As linked from Advanced Recovery Systems's own website, read October 6, 2026
Hours
Please call one of our qualified representatives at 601-355-5211 between 8AM and 5PM As shown on Advanced Recovery Systems's own website, read October 6, 2026. Its website may list days not shown here

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Advanced Recovery Systems

Is Advanced Recovery Systems licensed to collect debt in Texas?

Advanced Recovery Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20000088), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does Advanced Recovery Systems have complaints on record?

The public CFPB Consumer Complaint Database records 62 debt-collection complaints referencing Advanced Recovery Systems, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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