American Accounts & Advisers in Texas

American Accounts & Advisers is a debt collection agency headquartered in Cottage Grove, MN. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970515), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
29 years

of continuous verified Texas bond history on the Texas Secretary of State register. American Accounts & Advisers currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: September 28, 2026

Public-record facts about American Accounts & Advisers

FactValueSource
Headquarters Cottage Grove, MN

Named on: amaccts.com · Last checked: October 10, 2026

Year founded 1986

Stated on: amaccts.com · Last checked: September 26, 2026

Company type Third-party agency

Classified by us from: amaccts.com · Last checked: October 10, 2026

Debt types handled Healthcare, Financial Services, Commercial

Named on: amaccts.com · Last checked: October 10, 2026

Website amaccts.com
Texas surety bond history
29 years continuously bonded
Active SoS File 970515 · filed September 22, 1997 · Travelers Casualty and Surety Company of America · bond 775224359TX

Register: texas-sos.appianportalsgov.com · Last checked: September 28, 2026

CFPB debt-collection complaints on record 271

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach American Accounts & Advisers safely

From American Accounts & Advisers's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
amaccts.com As linked from American Accounts & Advisers's own website, read October 6, 2026
Write to
P.O. Box 250 Cottage Grove, MN 55016 As shown on American Accounts & Advisers's own website, read October 6, 2026
Dispute
American Accounts & Advisers's own dispute pageLinked from its website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about American Accounts & Advisers

Is American Accounts & Advisers licensed to collect debt in Texas?

American Accounts & Advisers has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970515), last checked September 28, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does American Accounts & Advisers have complaints on record?

The public CFPB Consumer Complaint Database records 271 debt-collection complaints referencing American Accounts & Advisers, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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