American Capital Recovery, LLC in Texas

Third-party agencyDallas

American Capital Recovery, LLC is a debt collection agency headquartered in Dallas. It has held a Texas surety bond continuously for 15 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20160014), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

Visit amcapr.com How to reach American Capital Recovery, LLC safely

Texas bond

15 years continuous

Bond on file

Active, $10,000

CFPB complaints on record

CFPB database: consumerfinance.gov · Last checked: October 14, 2026

15 years

of continuous verified Texas bond history on the Texas Secretary of State register. American Capital Recovery, LLC currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 12, 2026

Public-record facts about American Capital Recovery, LLC

Fact	Value	Source
Headquarters	Dallas	Named on: amcapr.com · Last checked: October 10, 2026
Company type	Third-party agency	Classified by us from: amcapr.com · Last checked: October 10, 2026
Debt types handled	Utilities, Government, Healthcare, Telecommunications, Other	Utilities, Healthcare, Telecommunications named on: amcapr.com · Last checked: October 10, 2026 Government, Other: source: amcapr.com
Website	amcapr.com
Texas surety bond history	15 years continuously bonded Canceled Close File SoS File 20170072 · filed April 17, 2017 · canceled March 15, 2023 · Travelers Casualty and Surety Company of America · bond 106675308 Active SoS File 20160014 · filed January 26, 2016 · The Cincinnati Insurance Company · bond 0531674 Active SoS File 20150036 · filed February 17, 2015 · The Cincinnati Insurance Company · bond 0531674 Active SoS File 20110047 · filed March 7, 2011 · The Cincinnati Insurance Company · bond 0531674	Register: texas-sos.appianportalsgov.com · Last checked: October 12, 2026
CFPB debt-collection complaints on record	3	CFPB database: consumerfinance.gov · Last checked: October 14, 2026

How to reach American Capital Recovery, LLC safely

From American Capital Recovery, LLC's own website, read October 12, 2026. Each detail links to the page that shows it.

Call: 855-661-2500 As shown on American Capital Recovery, LLC's own website, read October 12, 2026

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Common questions about American Capital Recovery, LLC

Is American Capital Recovery, LLC licensed to collect debt in Texas?

American Capital Recovery, LLC has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20160014), last checked October 12, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

What types of debt does American Capital Recovery, LLC specialize in collecting?

According to its own website, American Capital Recovery, LLC specializes in utility collections. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared utility debt collection specialists are listed on our industry pages.

Does American Capital Recovery, LLC have complaints on record?

The public CFPB Consumer Complaint Database records 3 debt-collection complaints referencing American Capital Recovery, LLC, as of October 14, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

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This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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