American Credit Bureau in Texas

This page covers American Credit Bureau's Texas register record; the company facts, complaint count and any enforcement record on it are company-wide. The full company record, covering every state this site verifies it in, is at American Credit Bureau.

American Credit Bureau is a debt collection agency headquartered in Boca Raton, FL. It has held a Texas surety bond continuously for 22 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20030225), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
22 years

of continuous verified Texas bond history on the Texas Secretary of State register. American Credit Bureau currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about American Credit Bureau

FactValueSource
Headquarters Boca Raton, FL

Named on: americancreditbureau.com · Last checked: October 10, 2026

Year founded 1992

Stated on: americancreditbureau.com · Last checked: September 26, 2026

Company type Third-party agency

Classified by us from: americancreditbureau.com · Last checked: October 10, 2026

Debt types handled Healthcare

Named on: americancreditbureau.com · Last checked: October 10, 2026

Website americancreditbureau.com
Texas surety bond history
22 years continuously bonded
Active SoS File 20030225 · filed December 29, 2003 · Farmington Casualty Company · bond 104156009

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 79

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach American Credit Bureau safely

No consumer phone number, payment site or mailing address found on American Credit Bureau's website on October 6, 2026.

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Common questions about American Credit Bureau

Is American Credit Bureau licensed to collect debt in Texas?

American Credit Bureau has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20030225), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does American Credit Bureau have complaints on record?

The public CFPB Consumer Complaint Database records 79 debt-collection complaints referencing American Credit Bureau, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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