BCA Financial Services in Texas

This page covers BCA Financial Services's Texas register record; the company facts, complaint count and any enforcement record on it are company-wide. The full company record, covering every state this site verifies it in, is at BCA Financial Services.

BCA Financial Services is a debt collection agency headquartered in Miami, FL. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20100254), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

29 years

of continuous verified Texas bond history on the Texas Secretary of State register. BCA Financial Services currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

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Public-record facts about BCA Financial Services

Fact	Value	Source
Headquarters	Miami, FL	Named on: bcafs.com · Last checked: October 10, 2026
Company type	Third-party agency	Classified by us from: bcafs.com · Last checked: October 10, 2026
Debt types handled	Healthcare	Named on: bcafs.com · Last checked: October 10, 2026
Website	bcafs.com
Careers page	bcafs.com/careers	Linked from: bcafs.com · Last checked: October 2, 2026
Texas surety bond history	29 years continuously bonded Active SoS File 20100254 · filed September 16, 2010 · Hartford Casualty Insurance Company · bond 20BSBFV0646 Canceled Close File SoS File 970546 · filed October 9, 1997 · canceled December 6, 2010 · Travelers Casualty and Surety Company of America · bond 775224366TX Canceled Close File SoS File 970432 · filed August 14, 1997 · canceled December 26, 1997 · United Pacific Insurance Company · bond U2775224TX258 Canceled Close File SoS File 960219 · filed November 25, 1996 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX301	Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026
CFPB debt-collection complaints on record	165	CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach BCA Financial Services safely

From BCA Financial Services's own website, read October 6, 2026. Each detail links to the page that shows it.

Call: 888.277.8360 Toll-free As shown on BCA Financial Services's own website, read October 6, 2026
305.777.7100 As shown on BCA Financial Services's own website, read October 6, 2026
305.909.2200 As shown on BCA Financial Services's own website, read October 6, 2026
Hours: Monday - Friday: 8 am - 6 pm As shown on BCA Financial Services's own website, read October 6, 2026. Its website may list days not shown here

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about BCA Financial Services

Is BCA Financial Services licensed to collect debt in Texas?

BCA Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20100254), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does BCA Financial Services have complaints on record?

The public CFPB Consumer Complaint Database records 165 debt-collection complaints referencing BCA Financial Services, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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