Capital Recovery Systems Inc in Texas

Capital Recovery Systems Inc is a debt collection agency headquartered in Columbus. It has held a Texas surety bond continuously for 15 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20160192), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
15 years

of continuous verified Texas bond history on the Texas Secretary of State register. Capital Recovery Systems Inc currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Capital Recovery Systems Inc

FactValueSource
Headquarters Columbus

Named on: caprecsys.com · Last checked: August 7, 2026

Year founded 1997

Stated on: caprecsys.com · Last checked: August 7, 2026

Company type Third-party agency

Source: caprecsys.com

Debt types handled Government

Named on: caprecsys.com · Last checked: August 7, 2026

Website caprecsys.com
Texas surety bond history
15 years continuously bonded
Active SoS File 20160192 · filed September 1, 2016 · Hartford Casualty Insurance Company · bond 20BSBHM9972
Canceled Close File SoS File 20110170 · filed August 5, 2011 · canceled October 10, 2016 · Travelers Casualty and Surety Company of America · bond 7752241340TX

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 31

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Capital Recovery Systems Inc safely

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Common questions about Capital Recovery Systems Inc

Is Capital Recovery Systems Inc licensed to collect debt in Texas?

Capital Recovery Systems Inc has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20160192), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

What types of debt does Capital Recovery Systems Inc specialize in collecting?

According to its own website, Capital Recovery Systems Inc specializes in government and municipal collections. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared government debt collection specialists are listed on our industry pages.

Does Capital Recovery Systems Inc have complaints on record?

The public CFPB Consumer Complaint Database records 31 debt-collection complaints referencing Capital Recovery Systems Inc, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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