Commercial Trade in Texas

Commercial Trade is a debt collection agency headquartered in Bakersfield, CA. It has held a Texas surety bond continuously for 13 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20220079), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

13 years

of continuous verified Texas bond history on the Texas Secretary of State register. Commercial Trade currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

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Public-record facts about Commercial Trade

Fact	Value	Source
Headquarters	Bakersfield, CA	Source: bbb.org
Company type	Third-party agency	Source: bbb.org
Debt types handled	Healthcare, Commercial	Source: bbb.org
Texas surety bond history	13 years continuously bonded Active SoS File 20220079 · filed June 21, 2022 · TEXAS BONDING COMPANY · bond 100634471 Canceled Close File SoS File 20130092 · filed May 8, 2013 · canceled July 20, 2022 · Western Surety Company · bond 61674844	Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
CFPB debt-collection complaints on record	96	CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Commercial Trade safely

We have not yet read Commercial Trade's website for its phone numbers.

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Common questions about Commercial Trade

Is Commercial Trade licensed to collect debt in Texas?

Commercial Trade has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20220079), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does Commercial Trade have complaints on record?

The public CFPB Consumer Complaint Database records 96 debt-collection complaints referencing Commercial Trade, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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