Credit Collection Services in Texas

Credit Collection Services is a debt collection agency headquartered in Norwood, MA. It has held a Texas surety bond continuously for 30 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20020155), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
30 years

of continuous verified Texas bond history on the Texas Secretary of State register. Credit Collection Services currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Credit Collection Services

FactValueSource
Headquarters Norwood, MA

Named on: ccsusa.com · Last checked: October 10, 2026

Company type Third-party agency

Classified by us from: ccsusa.com · Last checked: October 10, 2026

Debt types handled Insurance, Utilities

Named on: ccsusa.com · Last checked: October 10, 2026

Website ccsusa.com
Texas surety bond history
30 years continuously bonded
Active SoS File 20100288 · filed October 22, 2010 · Travelers Casualty and Surety Company of America · bond 105511323
Active SoS File 20100287 · filed October 22, 2010 · Travelers Casualty and Surety Company of America · bond 0105511324 S
Active SoS File 20020155 · filed August 29, 2002 · Travelers Casualty & Surety Company of America · bond 775224753TX
Canceled Close File SoS File 970399 · filed August 8, 1997 · canceled November 12, 2002 · Travelers Casualty and Surety Company of America · bond 775224232TX
Canceled Close File SoS File 960151 · filed August 26, 1996 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX275

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Earlier filings: read from the Secretary of State's former search, retired September 29, 2026

CFPB debt-collection complaints on record 23,062 Recorded by the CFPB under “CCS Financial Services, Inc.”

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Credit Collection Services safely

From Credit Collection Services's own website, read October 6, 2026. Each detail links to the page that shows it.

Call

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Common questions about Credit Collection Services

Is Credit Collection Services licensed to collect debt in Texas?

Credit Collection Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20020155), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does Credit Collection Services have complaints on record?

The public CFPB Consumer Complaint Database records 23,062 debt-collection complaints referencing Credit Collection Services, which the Bureau records under the company name "CCS Financial Services, Inc.", as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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