Credit Recovery Systems in Texas

Last checked: August 11, 2026

This page covers Credit Recovery Systems's Texas record only. The full company record, covering every state this site verifies it in, is at Credit Recovery Systems.

Credit Recovery Systems is a debt collection agency headquartered in Derby / West Seneca. It has held a Texas surety bond continuously for 3 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20220120), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
3 years

of continuous verified Texas bond history on the Texas Secretary of State register. Credit Recovery Systems currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

Verified facts about Credit Recovery Systems

FactValueSource
HeadquartersDerby / West Seneca

Source: direct.sos.state.tx.us · Last checked: August 11, 2026

Year founded2013

Source: direct.sos.state.tx.us · Last checked: August 11, 2026

Company typeThird-party agency

Source: direct.sos.state.tx.us · Last checked: August 11, 2026

Texas surety bond history
3 years continuously bonded
ActiveSoS File 20220120· filed September 19, 2022· TEXAS BONDING COMPANY· bond 100683250
Canceled Close FileSoS File 20190064· filed April 22, 2019· canceled June 18, 2021· Texas Bonding Company· bond 100438600

Register: direct.sos.state.tx.us · Last checked: August 24, 2026

CFPB complaints on record30

CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Credit Recovery Systems

Is Credit Recovery Systems licensed to collect debt in Texas?

Yes. Credit Recovery Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20220120), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

Does Credit Recovery Systems have complaints on record?

The public CFPB Consumer Complaint Database records 30 debt-collection complaints referencing Credit Recovery Systems, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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