Frost-Arnett in Texas

Frost-Arnett is a debt collection agency headquartered in Nashville. It has held a Texas surety bond continuously for 28 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 980002), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
28 years

of continuous verified Texas bond history on the Texas Secretary of State register. Frost-Arnett currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Frost-Arnett

FactValueSource
Headquarters Nashville

Named on: frost-arnett.com · Last checked: October 10, 2026

Year founded 1893

Stated on: frost-arnett.com · Last checked: September 26, 2026

Company type Third-party agency

Classified by us from: frost-arnett.com · Last checked: October 10, 2026

Debt types handled Healthcare

Named on: frost-arnett.com · Last checked: October 10, 2026

Website frost-arnett.com
Careers page frost-arnett.com/careers

Linked from: frost-arnett.com · Last checked: October 2, 2026

Texas surety bond history
28 years continuously bonded
Active SoS File 20260105 · filed July 13, 2026 · Texas Bonding Company · bond 101078655
Active SoS File 20250181 · filed October 1, 2025 · Travelers Casualty and Surety Company of America · bond 775224043TX
Canceled Close File SoS File 20070258 · filed December 10, 2007 · canceled January 9, 2017 · Hanover Insurance Company · bond 1721483
Active SoS File 980002 · filed January 5, 1998 · Travelers Casualty and Surety Company of America · bond 775224043TX
Canceled Close File SoS File 980259 · filed January 5, 1998 · canceled October 2, 2002 · Travelers Casualty and Surety Company of America · bond 775224042TX
Canceled Close File SoS File 970200 · filed July 11, 1997 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX28
Canceled Close File SoS File 960058 · filed March 21, 1996 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX29

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Earlier filings: read from the Secretary of State's former search, retired September 29, 2026

CFPB debt-collection complaints on record 539

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Frost-Arnett safely

From Frost-Arnett's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
facpayments.com This payment site is on a different domain from Frost-Arnett's own website: facpayments.com (a separate domain; 'FAC' matches Frost-Arnett Company; the site does not say who runs it). Frost-Arnett's own website links to it. As linked from Frost-Arnett's own website, read October 6, 2026
Write to
Please send payments to: Frost-Arnett P.O. Box 198988 Nashville, TN 37219 As shown on Frost-Arnett's own website, read October 6, 2026
Hours
8 a.m.-7 p.m. CST Monday-Thursday | 8 a.m.-5 p.m. CST Friday As shown on Frost-Arnett's own website, read October 6, 2026. Its website may list days not shown here

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Frost-Arnett

Is Frost-Arnett licensed to collect debt in Texas?

Frost-Arnett has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 980002), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

What types of debt does Frost-Arnett specialize in collecting?

According to its own website, Frost-Arnett specializes in medical and healthcare collections, read July 10, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared medical debt collection specialists are listed on our industry pages.

Does Frost-Arnett have complaints on record?

The public CFPB Consumer Complaint Database records 539 debt-collection complaints referencing Frost-Arnett, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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