Hosto & Buchan, PLLC in Texas

Hosto & Buchan, PLLC is a law firm that collects debts, not a collection agency. A law practice that regularly collects consumer debts is a debt collector under the federal FDCPA (Heintz v. Jenkins, 1995), and it can also file a collection lawsuit for a creditor, as the creditor’s lawyer and in the creditor’s name. This site lists collection law firms separately from agencies for that reason.

The Texas Secretary of State register records Hosto & Buchan, PLLC's surety bond filing as canceled close file, with a cancellation date of October 20, 2023, last checked October 12, 2026. Texas Finance Code Chapter 392 requires an active $10,000 bond of a third-party debt collector, but Section 392.001(7) excludes "an attorney collecting a debt as an attorney on behalf of and in the name of a client" unless the attorney has nonattorney employees who regularly solicit debts for collection or regularly contact debtors; buyers can verify the current status on the Secretary of State's TPDC Public Search Portal.

According to its own website, Hosto & Buchan, PLLC specializes in commercial (B2B) and retail collections. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim.

The public CFPB Consumer Complaint Database records 21 debt-collection complaints referencing Hosto & Buchan, PLLC, as of October 14, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.