Ingenuity RM in Texas

Ingenuity RM is a debt collection agency headquartered in Bismarck, ND. It has held a Texas surety bond continuously for 6 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20200076), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
6 years

of continuous verified Texas bond history on the Texas Secretary of State register. Ingenuity RM currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Ingenuity RM

FactValueSource
Headquarters Bismarck, ND

Named on: ingenuityrm.com · Last checked: October 10, 2026

Year founded 2020

Stated on: bbb.org · Last checked: September 24, 2026

Company type Third-party agency

Classified by us from: ingenuityrm.com · Last checked: October 10, 2026

Website ingenuityrm.com
Texas surety bond history
6 years continuously bonded
Active SoS File 20200076 · filed June 5, 2020 · TRAVELERS CASUALTY & SURETY COMPANY OF AMERICA · bond 7752241586 TX

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 32

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Ingenuity RM safely

From Ingenuity RM's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
ingenuitypay.com This payment site is on a different domain from Ingenuity RM's own website: ingenuitypay.com (a separate domain carrying the company's name; the site does not say who runs it). Ingenuity RM's own website links to it. As linked from Ingenuity RM's own website, read October 6, 2026
Write to
Ingenuity RM, PO Box 310, Bismarck, ND 58502 As shown on Ingenuity RM's own website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Ingenuity RM

Is Ingenuity RM licensed to collect debt in Texas?

Ingenuity RM has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20200076), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does Ingenuity RM have complaints on record?

The public CFPB Consumer Complaint Database records 32 debt-collection complaints referencing Ingenuity RM, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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