Kimball Tirey & St John in Texas

Kimball Tirey & St John is a collection law firm headquartered in San Diego, CA. It has held a Texas surety bond continuously for 10 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20160111), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

This is a law firm, not a collection agency. A law practice that regularly collects consumer debts is a debt collector under the federal FDCPA, and it can also file a collection lawsuit for a creditor, as the creditor's lawyer and in the creditor's name. That difference is why law firms are listed separately, on the collection law firms page, and never in the agency rankings.

10 years

of continuous verified Texas bond history on the Texas Secretary of State register. Kimball Tirey & St John currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

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Public-record facts about Kimball Tirey & St John

Fact	Value	Source
Headquarters	San Diego, CA	Named on: kts-law.com · Last checked: October 10, 2026
Company type	Collection law firm	Classified by us from: kts-law.com · Last checked: October 10, 2026
Website	kts-law.com
Careers page	kts-law.com/careers	Linked from: kts-law.com · Last checked: October 2, 2026
Texas surety bond history	10 years continuously bonded Active SoS File 20160111 · filed June 20, 2016 · SureTec Insurance Company · bond 3379823 Canceled Close File SoS File 20130108 · filed May 28, 2013 · canceled May 27, 2016 · Great American Insurance Company · bond 1752054	Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
CFPB debt-collection complaints on record	997	CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Kimball Tirey & St John safely

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Common questions about Kimball Tirey & St John

Is Kimball Tirey & St John a collection agency or a law firm?

Kimball Tirey & St John is a law firm that collects debts, not a collection agency. A law practice that regularly collects consumer debts is a debt collector under the federal FDCPA (Heintz v. Jenkins, 1995), and it has a Texas third-party debt collector surety bond on file with the Secretary of State; it can also file a collection lawsuit for a creditor, as the creditor’s lawyer and in the creditor’s name. This site lists collection law firms separately from agencies for that reason.

Is Kimball Tirey & St John licensed to collect debt in Texas?

Kimball Tirey & St John has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20160111), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does Kimball Tirey & St John have complaints on record?

The public CFPB Consumer Complaint Database records 997 debt-collection complaints referencing Kimball Tirey & St John, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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