KLS Financial Services in Texas

KLS Financial Services is a debt collection agency headquartered in Morrisville, NC. It has held a Texas surety bond continuously for 8 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20180175), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
8 years

of continuous verified Texas bond history on the Texas Secretary of State register. KLS Financial Services currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about KLS Financial Services

FactValueSource
Headquarters Morrisville, NC

Named on: klsfinancialservice.com · Last checked: October 10, 2026

Year founded 2017

Stated on: klsfinancialservice.com · Last checked: September 26, 2026

Company type Third-party agency

Classified by us from: klsfinancialservice.com · Last checked: October 10, 2026

Debt types handled Healthcare, Commercial

Healthcare named on: klsfinancialservice.com · Last checked: October 10, 2026

Commercial named on: klsfinancialservice.com · Last checked: October 10, 2026

Website klsfinancialservice.com
Texas surety bond history
8 years continuously bonded
Active SoS File 20180175 · filed September 27, 2018 · Harco National Insurance Company · bond 0722362

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 282

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach KLS Financial Services safely

No phone numbers shown yet. We show them only from a website we have tied to KLS Financial Services's state register record, and its website is not yet tied.

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Common questions about KLS Financial Services

Is KLS Financial Services licensed to collect debt in Texas?

KLS Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20180175), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

What types of debt does KLS Financial Services specialize in collecting?

According to its own website, KLS Financial Services specializes in medical and healthcare, and commercial (B2B) collections, read July 12, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared medical and commercial debt collection specialists are listed on our industry pages.

Does KLS Financial Services have complaints on record?

The public CFPB Consumer Complaint Database records 282 debt-collection complaints referencing KLS Financial Services, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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