Merchants Credit Corporation in Texas

Merchants Credit Corporation is a debt collection agency headquartered in Redmond, WA. It has held a Texas surety bond continuously for 12 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20140079), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
12 years

of continuous verified Texas bond history on the Texas Secretary of State register. Merchants Credit Corporation currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Merchants Credit Corporation

FactValueSource
Headquarters Redmond, WA

Named on: merchantscredit.com · Last checked: October 10, 2026

Year founded 1937

Stated on: merchantscredit.com · Last checked: October 3, 2026

Company type Third-party agency

Classified by us from: merchantscredit.com · Last checked: October 10, 2026

Debt types handled Healthcare, Government, Financial Services, Commercial, Retail

Government, Financial Services, Commercial, Retail named on: merchantscredit.com · Last checked: October 10, 2026

Healthcare named on: merchantscredit.com · Last checked: October 10, 2026

Website merchantscredit.com
Careers page merchantscredit.com/Employment.aspx

Linked from: merchantscredit.com · Last checked: October 2, 2026

Texas surety bond history
12 years continuously bonded
Active SoS File 20140079 · filed March 31, 2014 · Hartford Casualty Insurance Company · bond 52BSBGM8814

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 140

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Merchants Credit Corporation safely

No phone numbers shown yet. We show them only from a website we have tied to Merchants Credit Corporation's state register record, and its website is not yet tied.

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Common questions about Merchants Credit Corporation

Is Merchants Credit Corporation licensed to collect debt in Texas?

Merchants Credit Corporation has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20140079), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does Merchants Credit Corporation have complaints on record?

The public CFPB Consumer Complaint Database records 140 debt-collection complaints referencing Merchants Credit Corporation, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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