Merchants' Credit Guide in Texas
of continuous verified Texas bond history on the Texas Secretary of State register. Merchants' Credit Guide currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
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Public-record facts about Merchants' Credit Guide
| Fact | Value | Source |
|---|---|---|
| Headquarters | Chicago, IL | Named on: texas-sos.appianportalsgov.com · Last checked: September 16, 2026 |
| Year founded | 1896 | Stated on: merchantscreditguide.com · Last checked: October 3, 2026 |
| Company type | Third-party agency | Classified by us from: merchantscreditguide.com · Last checked: October 10, 2026 |
| Website | merchantscreditguide.com | |
| Texas surety bond history | 30 years continuously bonded Active SoS File 20070055 · filed March 12, 2007 · Hartford Casualty Insurance Company · bond 83BSBEL4008 Canceled Close File SoS File 970318 · filed August 1, 1997 · canceled May 12, 2007 · Travelers Casualty and Surety Company of America · bond 775224190TX Canceled Close File SoS File 960025 · filed February 5, 1996 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX231 | Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026 |
| CFPB debt-collection complaints on record | 620 | CFPB database: consumerfinance.gov · Last checked: October 7, 2026 |
How to reach Merchants' Credit Guide safely
No phone numbers shown yet. We show them only from a website we have tied to Merchants' Credit Guide's state register record, and its website is not yet tied.
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Common questions about Merchants' Credit Guide
Is Merchants' Credit Guide licensed to collect debt in Texas?
Merchants' Credit Guide has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20070055), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.
Does Merchants' Credit Guide have complaints on record?
The public CFPB Consumer Complaint Database records 620 debt-collection complaints referencing Merchants' Credit Guide, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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