Michael J Adams PC in Texas

Last checked: August 11, 2026

This page covers Michael J Adams PC's Texas record only. The full company record, covering every state this site verifies it in, is at Michael J Adams PC.

Michael J Adams PC is a collection law firm headquartered in San Antonio, TX. It has held a Texas surety bond continuously for 16 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20100024), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

This is a law firm, not a collection agency. A law practice that regularly collects debts is a debt collector under the federal FDCPA, and it can also file a lawsuit in its own name. That difference is why law firms are listed separately, on the collection law firms page, and never in the agency rankings.

16 years

of continuous verified Texas bond history on the Texas Secretary of State register. Michael J Adams PC currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

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Verified facts about Michael J Adams PC

Fact	Value	Source
Headquarters	San Antonio, TX	Source: mjapclaw.com · Last checked: August 11, 2026
Company type	Collection law firm	Source: mjapclaw.com · Last checked: August 11, 2026
Website	mjapclaw.com
Texas surety bond history	16 years continuously bonded ActiveSoS File 20100024· filed January 21, 2010· Hartford Casualty Insurance Company· bond 34BSBFQ1882	Register: direct.sos.state.tx.us · Last checked: August 24, 2026
CFPB complaints on record	65	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Michael J Adams PC

Is Michael J Adams PC a collection agency or a law firm?

Michael J Adams PC is a law firm that collects debts, not a collection agency. A law practice that regularly collects debts is a debt collector under the federal FDCPA (Heintz v. Jenkins, 1995), and it holds the same Texas surety bond the state requires of agencies, but unlike an agency it can also file a lawsuit in its own name. This site lists collection law firms separately from agencies for that reason.

Is Michael J Adams PC licensed to collect debt in Texas?

Yes. Michael J Adams PC has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20100024), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

Does Michael J Adams PC have complaints on record?

The public CFPB Consumer Complaint Database records 65 debt-collection complaints referencing Michael J Adams PC, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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