North American Credit Services in Texas
of continuous verified Texas bond history on the Texas Secretary of State register. North American Credit Services currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
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Public-record facts about North American Credit Services
| Fact | Value | Source |
|---|---|---|
| Headquarters | Chattanooga, TN | Named on: nacscom.com · Last checked: October 10, 2026 |
| Company type | Third-party agency | Classified by us from: nacscom.com · Last checked: October 10, 2026 |
| Debt types handled | Healthcare | Named on: nacscom.com · Last checked: October 10, 2026 |
| Website | nacscom.com | |
| Texas surety bond history | 31 years continuously bonded Active SoS File 970358 · filed August 4, 1997 · Travelers Casualty and Surety Company of America · bond 775224133TX Canceled Close File SoS File 940117 · filed November 10, 1994 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX146 | Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026 |
| CFPB debt-collection complaints on record | 229 | CFPB database: consumerfinance.gov · Last checked: October 7, 2026 |
How to reach North American Credit Services safely
No consumer phone number, payment site or mailing address found on North American Credit Services's website on October 6, 2026.
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call the company on a number you find yourself.
Common questions about North American Credit Services
Is North American Credit Services licensed to collect debt in Texas?
North American Credit Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970358), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.
What types of debt does North American Credit Services specialize in collecting?
According to its own website, North American Credit Services specializes in medical and healthcare collections, read July 15, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared medical debt collection specialists are listed on our industry pages.
Does North American Credit Services have complaints on record?
The public CFPB Consumer Complaint Database records 229 debt-collection complaints referencing North American Credit Services, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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