Optimum Outcomes in Texas

Last checked: July 27, 2026

This page covers Optimum Outcomes's Texas record only. The full company record, covering every state this site verifies it in, is at Optimum Outcomes.

Optimum Outcomes is a debt collection agency headquartered in Raleigh. It has held a Texas surety bond continuously for 8 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20170187), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

8 years

of continuous verified Texas bond history on the Texas Secretary of State register. Optimum Outcomes currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

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Verified facts about Optimum Outcomes

Fact	Value	Source
Headquarters	Raleigh	Source: direct.sos.state.tx.us · Last checked: July 27, 2026
Company type	Third-party agency	Source: direct.sos.state.tx.us · Last checked: July 27, 2026
Website	oorcm.com
Texas surety bond history	8 years continuously bonded ActiveSoS File 20170187· filed October 25, 2017· Swiss Re Corporate Solutions America Insurance Corporation· bond 2255741 Canceled Close FileSoS File 20170188· filed October 25, 2017· canceled January 1, 2021· North American Specialty Insurance Company· bond 2264607 Canceled Close FileSoS File 20130117· filed June 7, 2013· canceled October 2, 2017· Fidelity and Deposit Company of Maryland· bond 09104025	Register: direct.sos.state.tx.us · Last checked: August 24, 2026
CFPB complaints on record	592	CFPB database: consumerfinance.gov · Last checked: July 27, 2026

Common questions about Optimum Outcomes

Is Optimum Outcomes licensed to collect debt in Texas?

Yes. Optimum Outcomes has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20170187), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

What types of debt does Optimum Outcomes specialize in collecting?

According to its own website, Optimum Outcomes specializes in medical and healthcare collections, read July 27, 2026. A specialty is the agency's own published claim; this directory verifies the public register facts, not the claim. All declared medical debt collection specialists are listed on our industry pages.

Does Optimum Outcomes have complaints on record?

The public CFPB Consumer Complaint Database records 592 debt-collection complaints referencing Optimum Outcomes, as of July 27, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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