Pacific Credit Exchange in Texas
Last checked: August 11, 2026
This page covers Pacific Credit Exchange's Texas record only. The full company record, covering every state this site verifies it in, is at Pacific Credit Exchange.
of continuous verified Texas bond history on the Texas Secretary of State register. Pacific Credit Exchange currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: August 24, 2026
What brings you here?
Two of the most common reasons people check a collector. Pick whichever fits.
Run a collection agency?See how we rank agencies, and how to get listed.
Verified facts about Pacific Credit Exchange
| Fact | Value | Source |
|---|---|---|
| Headquarters | Encino, CA | Source: pacificcreditexchange.com · Last checked: August 11, 2026 |
| Company type | Third-party agency | Source: pacificcreditexchange.com · Last checked: August 11, 2026 |
| Debt types handled | Financial Services | Source: pacificcreditexchange.com · Last checked: August 11, 2026 |
| Website | pacificcreditexchange.com | |
| Texas surety bond history | 10 years continuously bonded ActiveSoS File 20160182· filed August 24, 2016· Hartford Casualty Insurance Company· bond 20BSBHN0072 | Register: direct.sos.state.tx.us · Last checked: August 24, 2026 |
| CFPB complaints on record | 91 | CFPB database: consumerfinance.gov · Last checked: August 11, 2026 |
Common questions about Pacific Credit Exchange
Is Pacific Credit Exchange licensed to collect debt in Texas?
Yes. Pacific Credit Exchange has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20160182), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.
Does Pacific Credit Exchange have complaints on record?
The public CFPB Consumer Complaint Database records 91 debt-collection complaints referencing Pacific Credit Exchange, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.