Pinnacle Recovery in Texas
This page covers Pinnacle Recovery's Texas register record; the company facts, complaint count and any enforcement record on it are company-wide. The full company record, covering every state this site verifies it in, is at Pinnacle Recovery.
of continuous verified Texas bond history on the Texas Secretary of State register. Pinnacle Recovery currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
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Public-record facts about Pinnacle Recovery
| Fact | Value | Source |
|---|---|---|
| Headquarters | Carlsbad, CA | Named on: pinnaclerecovery.com · Last checked: October 10, 2026 |
| Year founded | 2000 | Stated on: pinnaclerecovery.com · Last checked: September 26, 2026 |
| Company type | Third-party agency | Classified by us from: pinnaclerecovery.com · Last checked: October 10, 2026 |
| Website | pinnaclerecovery.com | |
| Careers page | pinnaclerecovery.com/careers | Linked from: pinnaclerecovery.com · Last checked: October 2, 2026 |
| Texas surety bond history | 23 years continuously bonded Active SoS File 20030143 · filed August 8, 2003 · Travelers Casualty and Surety Company of America · bond 775224830TX | Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 |
| CFPB debt-collection complaints on record | 223 | CFPB database: consumerfinance.gov · Last checked: October 7, 2026 |
How to reach Pinnacle Recovery safely
From Pinnacle Recovery's own website, read October 6, 2026. Each detail links to the page that shows it.
- Call
-
- 760-929-6685 As shown on Pinnacle Recovery's own website, read October 6, 2026
- Pay online
- paypinnaclerecovery.com This payment site is on a different domain from Pinnacle Recovery's own website: paypinnaclerecovery.com (a separate domain carrying the company's name; the site does not say who runs it). Pinnacle Recovery's own website links to it. As linked from Pinnacle Recovery's own website, read October 6, 2026
- Write to
- P.O. Box 130848 Carlsbad, CA 92013-0848 As shown on Pinnacle Recovery's own website, read October 6, 2026
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.
Common questions about Pinnacle Recovery
Is Pinnacle Recovery licensed to collect debt in Texas?
Pinnacle Recovery has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20030143), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.
Does Pinnacle Recovery have complaints on record?
The public CFPB Consumer Complaint Database records 223 debt-collection complaints referencing Pinnacle Recovery, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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