Recuvery in Texas
Last checked: August 11, 2026
This page covers Recuvery's Texas record only. The full company record, covering every state this site verifies it in, is at Recuvery.
of continuous verified Texas bond history on the Texas Secretary of State register. Recuvery currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 20, 2026
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Verified facts about Recuvery
| Fact | Value | Source |
|---|---|---|
| Headquarters | Irvine, CA | Source: recuvery.com · Last checked: August 11, 2026 |
| Company type | Third-party agency | Source: recuvery.com · Last checked: August 11, 2026 |
| Debt types handled | Utilities, Healthcare, Commercial | Source: recuvery.com · Last checked: August 11, 2026 |
| Website | recuvery.com | |
| Texas surety bond history | 1 year continuously bonded ActiveSoS File 20240120· filed October 17, 2024· TEXAS BONDING COMPANY· bond 100895730 | Register: direct.sos.state.tx.us · Last checked: July 20, 2026 |
| CFPB complaints on record | 54 | CFPB database: consumerfinance.gov · Last checked: August 11, 2026 |
Public enforcement record
On April 1, 2025, the California Department of Financial Protection and Innovation issued a Desist and Refrain Order and Order Assessing Penalties against Recuvery LLC (Debt Collection Licensing Act license 11507-99) for failing to file its annual report by March 15, 2025, in violation of California Financial Code section 100021(a); the report was filed late on March 25, 2025. The matter was resolved by a Settlement Agreement dated May 8, 2025, under which the company paid a $2,000 administrative penalty and consented to a final desist-and-refrain order. Source: California DFPI enforcement action page and Settlement Agreement (dfpi.ca.gov); read and verified July 19, 2026. Source document: California Department of Financial Protection and Innovation, Desist and Refrain Order (1 April 2025) and Settlement Agreement (8 May 2025), DCLA licence 11507-99. https://dfpi.ca.gov/wp-content/uploads/2025/05/Admin.-Action-Recuvery-LLC-Settlement-Agreement.pdf (regulator listing: https://dfpi.ca.gov/enforcement_action/recuvery-llc/). Retrieved from the regulator and the dates in the record above checked against the Department’s own listing of this action, which matches. The document text has NOT been machine-read: dfpi.ca.gov refuses this machine, WebFetch and a US datacentre alike, and the retrieval was made through a human browser, 2026-08-25.
This section reports adjudicated regulatory actions from the regulator's own published documents. It is a record, not a rating; the bands on this site are unaffected by it, and an agency may respond via the corrections policy.
Common questions about Recuvery
Is Recuvery licensed to collect debt in Texas?
Yes. Recuvery has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20240120), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 20, 2026.
Does Recuvery have complaints on record?
The public CFPB Consumer Complaint Database records 54 debt-collection complaints referencing Recuvery, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
Has Recuvery faced regulatory enforcement?
On April 1, 2025, the California Department of Financial Protection and Innovation issued a Desist and Refrain Order and Order Assessing Penalties against Recuvery LLC (Debt Collection Licensing Act license 11507-99) for failing to file its annual report by March 15, 2025, in violation of California Financial Code section 100021(a); the report was filed late on March 25, 2025. The matter was resolved by a Settlement Agreement dated May 8, 2025, under which the company paid a $2,000 administrative penalty and consented to a final desist-and-refrain order. Source: California DFPI enforcement action page and Settlement Agreement (dfpi.ca.gov); read and verified July 19, 2026. Source document: California Department of Financial Protection and Innovation, Desist and Refrain Order (1 April 2025) and Settlement Agreement (8 May 2025), DCLA licence 11507-99. https://dfpi.ca.gov/wp-content/uploads/2025/05/Admin.-Action-Recuvery-LLC-Settlement-Agreement.pdf (regulator listing: https://dfpi.ca.gov/enforcement_action/recuvery-llc/). Retrieved from the regulator and the dates in the record above checked against the Department’s own listing of this action, which matches. The document text has NOT been machine-read: dfpi.ca.gov refuses this machine, WebFetch and a US datacentre alike, and the retrieval was made through a human browser, 2026-08-25. The regulator's own published order is linked on this page. This is an adjudicated public record, reported neutrally; it does not affect where the agency sits in this directory's bands.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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