RMS Recovery Management Services in Texas

Last checked: August 11, 2026

This page covers RMS Recovery Management Services's Texas record only. The full company record, covering every state this site verifies it in, is at RMS Recovery Management Services.

RMS Recovery Management Services is a debt collection agency headquartered in Warrenville, IL. It has held a Texas surety bond continuously for 16 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20100199), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

16 years

of continuous verified Texas bond history on the Texas Secretary of State register. RMS Recovery Management Services currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

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Verified facts about RMS Recovery Management Services

Fact	Value	Source
Headquarters	Warrenville, IL	Source: rmscollects.com · Last checked: August 11, 2026
Year founded	1998	Source: rmscollects.com · Last checked: August 11, 2026
Company type	Third-party agency	Source: rmscollects.com · Last checked: August 11, 2026
Debt types handled	Student & Education	Source: rmscollects.com · Last checked: August 11, 2026
Website	rmscollects.com
Texas surety bond history	16 years continuously bonded ActiveSoS File 20100199· filed July 26, 2010· Travelers Casualty and Surety Company of America· bond 7752241274TX	Register: direct.sos.state.tx.us · Last checked: August 24, 2026
CFPB complaints on record	181	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about RMS Recovery Management Services

Is RMS Recovery Management Services licensed to collect debt in Texas?

Yes. RMS Recovery Management Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20100199), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

What types of debt does RMS Recovery Management Services specialize in collecting?

According to its own website, RMS Recovery Management Services specializes in student and education collections, read July 15, 2026. A specialty is the agency's own published claim; this directory verifies the public register facts, not the claim. All declared student and education debt collection specialists are listed on our industry pages.

Does RMS Recovery Management Services have complaints on record?

The public CFPB Consumer Complaint Database records 181 debt-collection complaints referencing RMS Recovery Management Services, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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