RMS Recovery Management Services in Texas

RMS Recovery Management Services is a debt collection agency headquartered in Warrenville, IL. It has held a Texas surety bond continuously for 16 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20100199), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
16 years

of continuous verified Texas bond history on the Texas Secretary of State register. RMS Recovery Management Services currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about RMS Recovery Management Services

FactValueSource
Headquarters Warrenville, IL

Named on: texas-sos.appianportalsgov.com · Last checked: September 16, 2026

Company type Third-party agency

Source: rmscollects.com

Debt types handled Student & Education

Source: rmscollects.com

Website rmscollects.com
Texas surety bond history
16 years continuously bonded
Active SoS File 20100199 · filed July 26, 2010 · Travelers Casualty and Surety Company of America · bond 7752241274TX

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 182

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach RMS Recovery Management Services safely

We have not yet read RMS Recovery Management Services's website for its phone numbers.

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call the company on a number you find yourself.

Common questions about RMS Recovery Management Services

Is RMS Recovery Management Services licensed to collect debt in Texas?

RMS Recovery Management Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20100199), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

What types of debt does RMS Recovery Management Services specialize in collecting?

According to its own website, RMS Recovery Management Services specializes in student and education collections, read July 15, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared student and education debt collection specialists are listed on our industry pages.

Does RMS Recovery Management Services have complaints on record?

The public CFPB Consumer Complaint Database records 182 debt-collection complaints referencing RMS Recovery Management Services, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Is this your company?

Claim this page to add how you work, your memberships and certifications, and a contact for new business.

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.