RTR Financial Services in Texas

This page covers RTR Financial Services's Texas register record; the company facts, complaint count and any enforcement record on it are company-wide. The full company record, covering every state this site verifies it in, is at RTR Financial Services.

RTR Financial Services is a debt collection agency headquartered in Staten Island, NY. It has held a Texas surety bond continuously for 11 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20150147), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
11 years

of continuous verified Texas bond history on the Texas Secretary of State register. RTR Financial Services currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about RTR Financial Services

FactValueSource
Headquarters Staten Island, NY

Named on: rtrfs.com · Last checked: October 10, 2026

Company type Third-party agency

Classified by us from: rtrfs.com · Last checked: October 10, 2026

Debt types handled Healthcare, Government

Healthcare named on: rtrfs.com · Last checked: October 10, 2026

Government named on: rtrfs.com · Last checked: October 10, 2026

Website rtrfs.com
Texas surety bond history
11 years continuously bonded
Active SoS File 20150147 · filed July 2, 2015 · Hartford Casualty Insurance Company · bond 20BSBHF8433

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 87 Recorded by the CFPB under “R.T.R. Financial Services, Inc.”

CFPB database: consumerfinance.gov · Last checked: July 15, 2026

How to reach RTR Financial Services safely

From RTR Financial Services's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
rtrfs.com As linked from RTR Financial Services's own website, read October 6, 2026
Write to
Payments & Correspondence P.O. Box 30306 Staten Island, NY 10303 As shown on RTR Financial Services's own website, read October 6, 2026
Hours
9:00 A.M. - 8:00 P.M. (ET) Monday-Thursday | 9:00 A.M. - 5:00 P.M. (ET) Friday As shown on RTR Financial Services's own website, read October 6, 2026. Its website may list days not shown here

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about RTR Financial Services

Is RTR Financial Services licensed to collect debt in Texas?

RTR Financial Services has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20150147), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

Does RTR Financial Services have complaints on record?

The public CFPB Consumer Complaint Database records 87 debt-collection complaints referencing RTR Financial Services, which the Bureau records under the company name "R.T.R. Financial Services, Inc.", as of July 15, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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