S&S Recovery in Texas
of continuous verified Texas bond history on the Texas Secretary of State register. S&S Recovery currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: September 28, 2026
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Public-record facts about S&S Recovery
| Fact | Value | Source |
|---|---|---|
| Headquarters | Memphis, TN | Named on: ssrecoveryinc.com · Last checked: October 10, 2026 |
| Company type | Third-party agency | Classified by us from: ssrecoveryinc.com · Last checked: October 10, 2026 |
| Debt types handled | Student & Education | Named on: ssrecoveryinc.com · Last checked: October 10, 2026 |
| Website | ssrecoveryinc.com | |
| Careers page | ssrecoveryinc.com/career | Linked from: ssrecoveryinc.com · Last checked: October 2, 2026 |
| Texas surety bond history | 30 years continuously bonded Active SoS File 20250113 · filed August 13, 2025 · Western Surety Company · bond 72705705 Bond Pending Cancellation SoS File 20060181 · filed September 20, 2006 · canceled September 1, 2025 · Pennsylvania National Mutual Casualty Insurance Company · bond 0321921 Active SoS File 970261 · filed July 28, 1997 · Travelers Casualty and Surety Company of America · bond 775224210TX Canceled Close File SoS File 960075 · filed April 11, 1996 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX252 | Register: texas-sos.appianportalsgov.com · Last checked: September 28, 2026 Earlier filings: read from the Secretary of State's former search, retired September 29, 2026 |
| CFPB debt-collection complaints on record | 137 | CFPB database: consumerfinance.gov · Last checked: October 7, 2026 |
How to reach S&S Recovery safely
From S&S Recovery's own website, read October 6, 2026. Each detail links to the page that shows it.
- Call
-
- (800) 467-1144 As shown on S&S Recovery's own website, read October 6, 2026
- Pay online
- sands.int001.com This payment site is on a different domain from S&S Recovery's own website: int001.com (link text 'Make A Payment'). S&S Recovery's own website links to it. As linked from S&S Recovery's own website, read October 6, 2026
- Write to
- 2814 Stage Center Drive Memphis, TN 38134 As shown on S&S Recovery's own website, read October 6, 2026
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.
Common questions about S&S Recovery
Is S&S Recovery licensed to collect debt in Texas?
S&S Recovery has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970261), last checked September 28, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.
What types of debt does S&S Recovery specialize in collecting?
According to its own website, S&S Recovery specializes in student and education collections, read July 14, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared student and education debt collection specialists are listed on our industry pages.
Does S&S Recovery have complaints on record?
The public CFPB Consumer Complaint Database records 137 debt-collection complaints referencing S&S Recovery, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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