Security Credit Systems in Texas

Last checked: August 11, 2026

This page covers Security Credit Systems's Texas record only. The full company record, covering every state this site verifies it in, is at Security Credit Systems.

Security Credit Systems is a debt collection agency headquartered in Buffalo, NY. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970328), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

29 years

of continuous verified Texas bond history on the Texas Secretary of State register. Security Credit Systems currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

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Verified facts about Security Credit Systems

Fact	Value	Source
Headquarters	Buffalo, NY	Source: securitycreditsystems.com · Last checked: August 11, 2026
Company type	Third-party agency	Source: securitycreditsystems.com · Last checked: August 11, 2026
Debt types handled	Healthcare, Student & Education, Commercial	Source: securitycreditsystems.com · Last checked: August 11, 2026
Website	securitycreditsystems.com
Texas surety bond history	29 years continuously bonded ActiveSoS File 970328· filed August 1, 1997· Travelers Casualty and Surety Company of America· bond 775224245TX Canceled Close FileSoS File 960191· filed October 21, 1996· canceled September 11, 1997· The North River Insurance Company· bond 6101992008TX288	Register: direct.sos.state.tx.us · Last checked: August 24, 2026
CFPB complaints on record	183	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Security Credit Systems

Is Security Credit Systems licensed to collect debt in Texas?

Yes. Security Credit Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970328), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

What types of debt does Security Credit Systems specialize in collecting?

According to its own website, Security Credit Systems specializes in student and education, medical and healthcare and commercial (B2B) collections, read July 24, 2026. A specialty is the agency's own published claim; this directory verifies the public register facts, not the claim. All declared student and education debt collection and medical debt collection and commercial debt collection specialists are listed on our industry pages.

Does Security Credit Systems have complaints on record?

The public CFPB Consumer Complaint Database records 183 debt-collection complaints referencing Security Credit Systems, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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