Security Credit Systems in Texas

This page covers Security Credit Systems's Texas register record; the company facts, complaint count and any enforcement record on it are company-wide. The full company record, covering every state this site verifies it in, is at Security Credit Systems.

Security Credit Systems is a debt collection agency headquartered in Buffalo, NY. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970328), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
29 years

of continuous verified Texas bond history on the Texas Secretary of State register. Security Credit Systems currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Security Credit Systems

FactValueSource
Headquarters Buffalo, NY

Named on: securitycreditsystems.com · Last checked: October 10, 2026

Company type Third-party agency

Classified by us from: securitycreditsystems.com · Last checked: October 10, 2026

Debt types handled Healthcare, Student & Education, Commercial

Named on: securitycreditsystems.com · Last checked: October 10, 2026

Website securitycreditsystems.com
Texas surety bond history
29 years continuously bonded
Active SoS File 970328 · filed August 1, 1997 · Travelers Casualty and Surety Company of America · bond 775224245TX
Canceled Close File SoS File 960191 · filed October 21, 1996 · canceled September 11, 1997 · The North River Insurance Company · bond 6101992008TX288

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Earlier filings: read from the Secretary of State's former search, retired September 29, 2026

CFPB debt-collection complaints on record 183

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Security Credit Systems safely

From Security Credit Systems's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Write to
100 River Rock Dr. Suite 200, Buffalo, NY 14207 As shown on Security Credit Systems's own website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Security Credit Systems

Is Security Credit Systems licensed to collect debt in Texas?

Security Credit Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970328), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

What types of debt does Security Credit Systems specialize in collecting?

According to its own website, Security Credit Systems specializes in student and education, medical and healthcare, and commercial (B2B) collections, read July 24, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared student and education, medical, and commercial debt collection specialists are listed on our industry pages.

Does Security Credit Systems have complaints on record?

The public CFPB Consumer Complaint Database records 183 debt-collection complaints referencing Security Credit Systems, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Is this your company?

Claim this page to add how you work, your memberships and certifications, and a contact for new business.

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.