Southern Financial Systems in Texas
Last checked: August 11, 2026
This page covers Southern Financial Systems's Texas record only. The full company record, covering every state this site verifies it in, is at Southern Financial Systems.
of continuous verified Texas bond history on the Texas Secretary of State register. Southern Financial Systems currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: August 24, 2026
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Verified facts about Southern Financial Systems
| Fact | Value | Source |
|---|---|---|
| Headquarters | Hattiesburg, MS | Source: sfscollect.com · Last checked: August 11, 2026 |
| Year founded | 1998 | Source: sfscollect.com · Last checked: August 11, 2026 |
| Company type | Third-party agency | Source: sfscollect.com · Last checked: August 11, 2026 |
| Debt types handled | Healthcare, Retail, Financial Services, Government, Utilities | Source: sfscollect.com · Last checked: August 11, 2026 |
| Website | sfscollect.com | |
| Texas surety bond history | 4 years continuously bonded ActiveSoS File 20210187· filed December 13, 2021· HARCO NATIONAL INSURANCE COMPANY· bond 0722373 Canceled Close FileSoS File 20000207· filed November 20, 2000· canceled November 14, 2005· International Fidelity Insurance Company· bond 304191 | Register: direct.sos.state.tx.us · Last checked: August 24, 2026 |
| CFPB complaints on record | 65 | CFPB database: consumerfinance.gov · Last checked: August 11, 2026 |
Common questions about Southern Financial Systems
Is Southern Financial Systems licensed to collect debt in Texas?
Yes. Southern Financial Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20210187), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.
Does Southern Financial Systems have complaints on record?
The public CFPB Consumer Complaint Database records 65 debt-collection complaints referencing Southern Financial Systems, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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