Southwood Financial LLC in Texas

Southwood Financial LLC is a debt collection agency headquartered in STERLING. It has held a Texas surety bond continuously for 3 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20230124), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

3 years

of continuous verified Texas bond history on the Texas Secretary of State register. Southwood Financial LLC currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

What brings you here?

Two of the most common reasons people check a collector. Pick whichever fits.

A collector has contacted me What they are allowed to do, how to check the debt is really yours, and what to do next. I need to hire a collector Compare agencies by their track record on the state register and their complaint history before you choose one.

Run a collection agency? See how we rank agencies, and how to get listed.

Choosing software for your agency? Compare collection systems, dialers and payment tools on DebtTechIndex, our sister site.

Public-record facts about Southwood Financial LLC

Fact	Value	Source
Headquarters	STERLING	Source: southwood.co
Company type	Third-party agency	Source: southwood.co
Debt types handled	Student & Education	Source: southwood.co
Website	southwood.co
Texas surety bond history	3 years continuously bonded Active SoS File 20230124 · filed August 28, 2023 · The Cincinnati Insurance Company · bond CBE1031242	Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

How to reach Southwood Financial LLC safely

No phone numbers are shown. On October 6, 2026 we could not confirm that southwood.co is still Southwood Financial LLC's website, and we show contact details only from a website we can tie to Southwood Financial LLC.

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call the company on a number you find yourself.

Common questions about Southwood Financial LLC

Is Southwood Financial LLC licensed to collect debt in Texas?

Southwood Financial LLC has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20230124), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

What types of debt does Southwood Financial LLC specialize in collecting?

According to its own website, Southwood Financial LLC specializes in student and education collections. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared student and education debt collection specialists are listed on our industry pages.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

Is this your company?

Claim this page to add how you work, your memberships and certifications, and a contact for new business.

Claim this page Already claimed? Sign in to update it

Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.