Specialized Collection Systems in Texas

Last checked: August 11, 2026

This page covers Specialized Collection Systems's Texas record only. The full company record, covering every state this site verifies it in, is at Specialized Collection Systems.

Specialized Collection Systems is a debt collection agency headquartered in Houston, TX. It has held a Texas surety bond continuously for 32 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970240), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

32 years

of continuous verified Texas bond history on the Texas Secretary of State register. Specialized Collection Systems currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

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Verified facts about Specialized Collection Systems

Fact	Value	Source
Headquarters	Houston, TX	Source: scscollects.com · Last checked: August 11, 2026
Year founded	1976	Source: scscollects.com · Last checked: August 11, 2026
Company type	Third-party agency	Source: scscollects.com · Last checked: August 11, 2026
Debt types handled	Healthcare	Source: scscollects.com · Last checked: August 11, 2026
Website	scscollects.com
Texas surety bond history	32 years continuously bonded ActiveSoS File 970240· filed July 25, 1997· Travelers Casualty and Surety Company of America· bond 775224028TX Canceled Close FileSoS File 930132· filed November 24, 1993· canceled September 11, 1997· The North River Insurance Company· bond 6101992008TX2	Register: direct.sos.state.tx.us · Last checked: August 24, 2026
CFPB complaints on record	89	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Specialized Collection Systems

Is Specialized Collection Systems licensed to collect debt in Texas?

Yes. Specialized Collection Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970240), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

What types of debt does Specialized Collection Systems specialize in collecting?

According to its own website, Specialized Collection Systems specializes in medical and healthcare collections, read July 16, 2026. A specialty is the agency's own published claim; this directory verifies the public register facts, not the claim. All declared medical debt collection specialists are listed on our industry pages.

Does Specialized Collection Systems have complaints on record?

The public CFPB Consumer Complaint Database records 89 debt-collection complaints referencing Specialized Collection Systems, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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