Universal Collection Systems in Texas
of continuous verified Texas bond history on the Texas Secretary of State register. Universal Collection Systems currently holds an active $10,000 surety bond.
Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026
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Public-record facts about Universal Collection Systems
| Fact | Value | Source |
|---|---|---|
| Headquarters | Memphis, TN | Named on: universalcollectionsystems.com · Last checked: October 10, 2026 |
| Year founded | 1983 | Stated on: universalcollectionsystems.com · Last checked: September 26, 2026 |
| Company type | Third-party agency | Classified by us from: universalcollectionsystems.com · Last checked: October 10, 2026 |
| Website | universalcollectionsystems.com | |
| Texas surety bond history | 16 years continuously bonded Active SoS File 20100271 · filed September 27, 2010 · Travelers Casualty & Surety Company of America · bond 7752241289TX | Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026 |
| CFPB debt-collection complaints on record | 53 | CFPB database: consumerfinance.gov · Last checked: October 7, 2026 |
How to reach Universal Collection Systems safely
From Universal Collection Systems's own website, read October 6, 2026. Each detail links to the page that shows it.
- Call
-
- 901-452-8900 As shown on Universal Collection Systems's own website, read October 6, 2026
- 800-635-3197 As shown on Universal Collection Systems's own website, read October 6, 2026
- 866-218-2312 As shown on Universal Collection Systems's own website, read October 6, 2026
- 901-869-2631 As shown on Universal Collection Systems's own website, read October 6, 2026
- Pay online
- universalcollectionsystems.com As linked from Universal Collection Systems's own website, read October 6, 2026
- Write to
- Mail a check or money order to PO Box 751090, Memphis, TN 38175, As shown on Universal Collection Systems's own website, read October 6, 2026
Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.
Common questions about Universal Collection Systems
Is Universal Collection Systems licensed to collect debt in Texas?
Universal Collection Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20100271), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.
Does Universal Collection Systems have complaints on record?
The public CFPB Consumer Complaint Database records 53 debt-collection complaints referencing Universal Collection Systems, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.
This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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