Waypoint Resource Group

Waypoint Resource Group has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20190051), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects.

Yes. Waypoint Resource Group holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 2039638-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

Yes. Waypoint Resource Group holds an active debt collector license with the California Department of Financial Protection and Innovation (license 10050-99), on the department's list of current licensees, last checked October 5, 2026. The Debt Collection Licensing Act, Financial Code Section 100001, requires this license of a debt collector, though banks, licensed lenders and commercial collectors are lawfully exempt from it.

The public CFPB Consumer Complaint Database records 2,040 debt-collection complaints referencing Waypoint Resource Group, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.