Medical debt collection agencies in Texas
Data last checked: July 9, 2026
Sources: agency websites and the TX SoS Debt Collector Search.
Medical and healthcare collection specialists(8 agencies)
Agencies whose own websites present medical and healthcare collections as their identity.
| Agency | Verified bond history | Their published claim | TX bond |
|---|---|---|---|
| Credit Systems International | A+ track record: 28+ years continuously bonded 32.0 yrs | "healthcare, utility and governmental industries" (source, July 10, 2026) | Active |
| Frost-Arnett | A+ track record: 28+ years continuously bonded 28.0 yrs | "Revenue cycle management for Healthcare" (source, July 10, 2026) | Active |
| United Collection Bureau | A+ track record: 28+ years continuously bonded 31.0 yrs | "United Collection Bureau, Inc. (UCB) assists in the accounts receivable process for healthcare facilities, financial services businesses and government entities." (source, July 10, 2026) | Active |
| USCB | A+ track record: 28+ years continuously bonded 29.0 yrs | "Healthcare Revenue Recovery Solutions Company" (source, July 10, 2026) | Active |
| Americollect | 20-27 years continuously bonded 23.0 yrs | "Medical Collections with a Ridiculously Nice Approach" (source, July 10, 2026) | Active |
| CMRE Financial Services | 20-27 years continuously bonded 27.0 yrs | "Partner to Healthcare" (source, July 10, 2026) | Active |
| AR Resources | 10-19 years continuously bonded 10.0 yrs | "specializes in education collections and healthcare collections" (source, July 10, 2026) | Active |
| Synerprise Consulting Services | 10-19 years continuously bonded 15.0 yrs | "Synerprise handles accounts from both large and small hospitals" (source, July 10, 2026) | Active |
Grouped by Verified Track Record band, alphabetical within each band. No ordinal ranking. Every published claim links to the page on the agency's own website where it appears, with the date we read it.
Also serve medical and healthcare collections, among other industries(21 agencies)
Agencies whose websites list medical and healthcare collections within a broader industry menu. Serving an industry is not the same claim as specializing in it.
| Agency | Verified bond history | Their published claim | TX bond |
|---|---|---|---|
| CBE Group | A+ track record: 28+ years continuously bonded 29.0 yrs | "Partner with a leading provider of patient account resolution services that put your patients first." (source, July 10, 2026) | Active |
| Diversified Adjustment Service | A+ track record: 28+ years continuously bonded 32.0 yrs | "healthcare centers and hospitals to insurance providers and pharmacy-related services" (source, July 10, 2026) | Active |
| Franklin Collection Service | A+ track record: 28+ years continuously bonded 28.0 yrs | "health care service providers, hospitals, clinics physician practices" (source, July 10, 2026) | Active |
| Harris & Harris | A+ track record: 28+ years continuously bonded 30.0 yrs | Lists medical and healthcare collections among the industries it serves (source, July 10, 2026) | Active |
| Optio Solutions | A+ track record: 28+ years continuously bonded 30.0 yrs | Lists medical and healthcare collections among the industries it serves (source, July 10, 2026) | Active |
| Aargon Agency | 20-27 years continuously bonded 23.0 yrs | "Utilities - Medical - Telecom - Real Estate - Hospitality - Retail - Banking - Finance" (source, July 10, 2026) | Active |
| AmSher Collection Services | 20-27 years continuously bonded 25.0 yrs | "Telecommunication, Cable, Utility, Healthcare, Property Management, Commercial and Financial Service markets." (source, July 10, 2026) | Active |
| Caine & Weiner | 20-27 years continuously bonded 22.0 yrs | "Advertising, Automotive, Banking, Chemical, Consumer, Credit Union, Distributor, E-Commerce, Education, Electronics, Financial, Fintech, Food & Beverage, GSA, Insurance, Medical, Manufacturing, Municipality, Office Products, Printing, Publishing, Retail, SaaS, Service Industry, Sporting Goods, Telecommunications, Transportation, Wholesale" (source, July 10, 2026) | Active |
| Collection Bureau of America | 20-27 years continuously bonded 27.0 yrs | "Utility, Municipal, Medical, Commercial, Cable and Bottled Water" (source, July 10, 2026) | Active |
| IC System | 20-27 years continuously bonded 21.0 yrs | Lists medical and healthcare collections among the industries it serves (source, July 10, 2026) | Active |
| Penn Credit | 20-27 years continuously bonded 20.0 yrs | "government, tolling, healthcare, education, utilities, telecommunications" (source, July 10, 2026) | Active |
| Sarma | 20-27 years continuously bonded 22.0 yrs | "financial institutions, health care organizations, municipalities, real estate, retail, telecommunications and utilities" (source, July 10, 2026) | Active |
| Ability Recovery Services | 10-19 years continuously bonded 13.0 yrs | "Ability Recovery Services provides medical claim processing and billing to our Medical Provider clients and have performed these services for the last three decades." (source, July 10, 2026) | Active |
| Atlantic Recovery Solutions | 10-19 years continuously bonded 12.0 yrs | "Medical and healthcare bills" (source, July 10, 2026) | Active |
| First Federal Credit Control | 10-19 years continuously bonded 15.0 yrs | "we've fostered partnerships with healthcare, dental, technology, and other industries" (source, July 10, 2026) | Active |
| Lockhart, Morris & Montgomery | 10-19 years continuously bonded 16.0 yrs | Lists medical and healthcare collections among the industries it serves (source, July 10, 2026) | Active |
| Phoenix Recovery Group | 10-19 years continuously bonded 16.0 yrs | "property management companies, multifamily residential operators, healthcare organizations" (source, July 10, 2026) | Active |
| Southwest Recovery Services | 10-19 years continuously bonded 19.0 yrs | Lists medical and healthcare collections among the industries it serves (source, July 10, 2026) | Active |
| Radius Global Solutions | 3-9 years continuously bonded 9.0 yrs | "healthcare, telecommunications, utilities, retail, transportation" (source, July 10, 2026) | Active |
| Sentry Recovery and Collections | 3-9 years continuously bonded 4.0 yrs | "MEDICAL DEBT COLLECTION" (source, July 10, 2026) | Active |
| Transworld Systems | 3-9 years continuously bonded 8.0 yrs | "Financial services, healthcare providers and payors, government, telecom, property management, utilities, and more" (source, July 10, 2026) | Active |
Common questions about medical debt collection in Texas
Which agencies specialize in medical debt collection in Texas?
8 of the 76 verified agencies in this directory declare medical and healthcare collections as their specialty on their own websites: Credit Systems International, Frost-Arnett, United Collection Bureau, USCB, Americollect, CMRE Financial Services, AR Resources, Synerprise Consulting Services. Each declaration is quoted above with a link to the page it appears on and the date we read it. All hold an active surety bond on the Texas Secretary of State register.
How do I verify a medical debt collection agency's Texas bond?
Search the agency's legal name on the Texas Secretary of State's public Debt Collector Search. Every third-party debt collector must file a $10,000 surety bond before collecting in Texas, under Texas Finance Code Chapter 392, Section 392.101, and collecting without one can be a criminal offense. Our step-by-step verification guide covers name variants and what the register shows.
Why are some agencies listed separately below the specialists?
The first table lists agencies whose own websites present medical and healthcare collections as their specialty. The second lists agencies that name it within a broader menu of industries they serve. Serving an industry is not the same claim as specializing in it, so the two claims are shown separately. In both tables we quote the agency's published claim and link to where it appears; this directory verifies the Texas bond, not the claim.
Does this page rank agencies by quality?
No. Agencies are grouped by how many years they have been continuously bonded on the Texas register and listed alphabetically within each band, so no agency is ranked above another. A specialty is the agency's own published claim, not this site's assessment of quality. The full rules are on the methodology page, and rankings are never for sale.