Utility debt collection agencies in Texas
Data last checked: July 13, 2026
Sources: agency websites and the TX SoS Debt Collector Search.
Utility collection specialists(2 agencies)
Agencies whose own websites present utility collections as their identity.
| Agency | Verified bond history | Their published claim | TX bond |
|---|---|---|---|
| Credit Systems International | 25+ years continuously bonded 32.0 yrs | "healthcare, utility and governmental industries" (source, July 10, 2026) | Active |
| Contract Callers | 15-24 years continuously bonded 17.0 yrs | "Providing safe, reliable services and solutions to Gas, Electric, and Water utilities since 1926." (source, July 10, 2026) | Active |
Grouped by Verified Track Record band, alphabetical within each band. No ordinal ranking. Every published claim links to the page on the agency's own website where it appears, with the date we read it.
Also serve utility collections, among other industries(27 agencies)
Agencies whose websites list utility collections within a broader industry menu. Serving an industry is not the same claim as specializing in it.
| Agency | Verified bond history | Their published claim | TX bond |
|---|---|---|---|
| American Coradius International | 25+ years continuously bonded 29.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| AmSher Collection Services | 25+ years continuously bonded 25.0 yrs | "Telecommunication, Cable, Utility, Healthcare, Property Management, Commercial and Financial Service markets." (source, July 10, 2026) | Active |
| CBE Group | 25+ years continuously bonded 29.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Collection Bureau of America | 25+ years continuously bonded 27.0 yrs | "Utility, Municipal, Medical, Commercial, Cable and Bottled Water" (source, July 10, 2026) | Active |
| Diversified Adjustment Service | 25+ years continuously bonded 32.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Financial Credit Network | 25+ years continuously bonded 28.0 yrs | "MEDICAL: Hospitals, Clinics, Labs, Doctor's Offices, Billing Companies; UTILITIES: Gas, Electric, Water, Waste Management; GOVERNMENT: Judicial Council (Court Ordered Debt), City, County; LOCAL BUSINESS: Anything you can imagine!" (source, July 13, 2026) | Active |
| Financial Recovery Services | 25+ years continuously bonded 30.0 yrs | "BankCard, Retail, Installment Loan, Service Contracts and Utilities" (source, July 12, 2026) | Active |
| Harris & Harris | 25+ years continuously bonded 30.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Optio Solutions | 25+ years continuously bonded 30.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Southwest Credit Systems | 25+ years continuously bonded 32.0 yrs | "We bring proven experience in the government, highway toll, telecommunications, cable, property management, education and utility industries." (source, July 10, 2026) | Active |
| Aargon Agency | 15-24 years continuously bonded 23.0 yrs | "Utilities - Medical - Telecom - Real Estate - Hospitality - Retail - Banking - Finance" (source, July 10, 2026) | Active |
| ATG Credit | 15-24 years continuously bonded 18.0 yrs | "Some examples of this type of an account can be found in the utility, municipal government and insurance markets." (source, July 13, 2026) | Active |
| Express Recovery Services | 15-24 years continuously bonded 18.0 yrs | "Since 1996 we have successfully served prominent partners such as Questar Gas, Rocky Mountain Power, and the University of Utah Health Care." (source, July 13, 2026) | Active |
| First Federal Credit Control | 15-24 years continuously bonded 15.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| IC System | 15-24 years continuously bonded 21.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Lockhart, Morris & Montgomery | 15-24 years continuously bonded 16.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Penn Credit | 15-24 years continuously bonded 20.0 yrs | "government, tolling, healthcare, education, utilities, telecommunications" (source, July 10, 2026) | Active |
| ProCollect | 15-24 years continuously bonded 20.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Professional Credit Management | 15-24 years continuously bonded 17.0 yrs | "Professional Credit Management, Inc. assists health care providers, banks, utilities, retail stores, veterinarians, and other product and service providers with recovery of outstanding accounts receivable." (source, July 13, 2026) | Active |
| Rozlin Financial Group | 15-24 years continuously bonded 17.0 yrs | Lists utility collections among the industries it serves (source, July 12, 2026) | Active |
| Sarma | 15-24 years continuously bonded 22.0 yrs | "financial institutions, health care organizations, municipalities, real estate, retail, telecommunications and utilities" (source, July 10, 2026) | Active |
| Southwest Recovery Services | 15-24 years continuously bonded 19.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Trident Asset Management | 15-24 years continuously bonded 16.0 yrs | "all types of debt - secured and unsecured, closed end or revolving, consumer and real estate from all types of issuers, including credit card, automobile, telecommunications, utilities, education, healthcare, commercial and other esoteric or niche asset classes" (source, July 12, 2026) | Active |
| Ability Recovery Services | 5-14 years continuously bonded 13.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Atlantic Recovery Solutions | 5-14 years continuously bonded 12.0 yrs | Lists utility collections among the industries it serves (source, July 10, 2026) | Active |
| Radius Global Solutions | 5-14 years continuously bonded 9.0 yrs | "healthcare, telecommunications, utilities, retail, transportation" (source, July 10, 2026) | Active |
| Transworld Systems | 5-14 years continuously bonded 8.0 yrs | "Financial services, healthcare providers and payors, government, telecom, property management, utilities, and more" (source, July 10, 2026) | Active |
How this ranking works
Agencies are grouped into bands by how many years they have been continuously bonded on the Texas Secretary of State's public register: 25 or more years, then 15-24, 5-14, and under 5. Within a band, agencies are listed alphabetically, so no agency is ranked above another and there are no ordinal positions. Only agencies whose bond is active on the register appear in a band. A long bond history is a verifiable public record of staying in business under the state's one legal requirement; it is not a quality rating. Rankings are never for sale: paid options are clearly labeled and can never change where an agency sits. The full rules are on the methodology page.
Common questions about utility debt collection in Texas
Which agencies specialize in utility debt collection in Texas?
2 of the 113 verified agencies in this directory declare utility collections as their specialty on their own websites: Credit Systems International, Contract Callers. Each declaration is quoted above with a link to the page it appears on and the date we read it. All hold an active surety bond on the Texas Secretary of State register.
How do I verify a utility debt collection agency's Texas bond?
Search the agency's legal name on the Texas Secretary of State's public Debt Collector Search. Every third-party debt collector must file a $10,000 surety bond before collecting in Texas, under Texas Finance Code Chapter 392, Section 392.101, and collecting without one can be a criminal offense. Our step-by-step verification guide covers name variants and what the register shows.
Why are some agencies listed separately below the specialists?
The first table lists agencies whose own websites present utility collections as their specialty. The second lists agencies that name it within a broader menu of industries they serve. Serving an industry is not the same claim as specializing in it, so the two claims are shown separately. In both tables we quote the agency's published claim and link to where it appears; this directory verifies the Texas bond, not the claim.
Does this page rank agencies by quality?
No. Agencies are grouped by how many years they have been continuously bonded on the Texas register and listed alphabetically within each band, so no agency is ranked above another. A specialty is the agency's own published claim, not this site's assessment of quality. The full rules are on the methodology page, and rankings are never for sale.