Fair Collections & Outsourcing in California

Third-party agencyLaurel, MD

Fair Collections & Outsourcing is a debt collection agency headquartered in Laurel, MD. It has been licensed as a debt collector in California continuously for 3 years, and is currently on the Department of Financial Protection and Innovation's list of licensees in force (10638-99), meeting the Debt Collection Licensing Act requirement for debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.

This page covers Fair Collections & Outsourcing's California register record; the company facts, complaint count and any enforcement record on it are company-wide. The full company record, covering every state this site verifies it in, is at Fair Collections & Outsourcing.

California license

3 years continuous

Register: dfpi.ca.gov · Last checked: October 19, 2026

License on file

Active

Register: dfpi.ca.gov · Last checked: October 19, 2026

CFPB complaints on record

5,188

CFPB database: consumerfinance.gov · Last checked: October 14, 2026

3 years

of continuous verified California license history on the California Department of Financial Protection and Innovation's list of licensees. Fair Collections & Outsourcing currently holds an active Debt Collection Licensing Act license.

Source: dfpi.ca.gov · Last checked: October 19, 2026

Public-record facts about Fair Collections & Outsourcing

FactValueSource
Headquarters Laurel, MD

Named on: fco.com · Last checked: October 17, 2026

Company type Third-party agency

Classified by us from: fco.com · Last checked: October 17, 2026

Debt types handled Rental & Multifamily

Named on: fco.com · Last checked: October 17, 2026

Website fco.com
Careers page fco.com/Jobs

Linked from: fco.com · Last checked: October 2, 2026

California license history
3 years continuously licensed
Active 10638-99 · filed May 30, 2023

Register: dfpi.ca.gov · Last checked: October 19, 2026

CFPB debt-collection complaints on record 5,188

CFPB database: consumerfinance.gov · Last checked: October 14, 2026

How to reach Fair Collections & Outsourcing safely

From Fair Collections & Outsourcing's own website, read October 19, 2026. Each detail links to the page that shows it.

Call
Pay online
pay.fco.com As linked from Fair Collections & Outsourcing's own website, read October 19, 2026
Languages
Fair Collections & Outsourcing, Inc. does not provide language access services. As shown on Fair Collections & Outsourcing's own website, read October 19, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Fair Collections & Outsourcing

Is Fair Collections & Outsourcing licensed to collect debt in California?

Yes. Fair Collections & Outsourcing holds an active debt collector license with the California Department of Financial Protection and Innovation (license 10638-99), on the department's list of current licensees, last checked October 19, 2026. The Debt Collection Licensing Act, Financial Code Section 100001, requires this license of a debt collector, though banks, licensed lenders and commercial collectors are lawfully exempt from it.

What types of debt does Fair Collections & Outsourcing specialize in collecting?

According to its own website, Fair Collections & Outsourcing specializes in multifamily and rental collections, read July 10, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.

Does Fair Collections & Outsourcing have complaints on record?

The public CFPB Consumer Complaint Database records 5,188 debt-collection complaints referencing Fair Collections & Outsourcing, as of October 14, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

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