Dyck-O'Neal in New York

Yes. Dyck-O'Neal holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1240545-DCA), last checked September 29, 2026. New York City requires this license of any business whose principal purpose is collecting personal or household debts from NYC residents, wherever the business itself is based.

The public CFPB Consumer Complaint Database records 183 debt-collection complaints referencing Dyck-O'Neal, as of September 30, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

Yes, by its own account. Its website says: "We are also an active purchaser of mixed performance real estate secured loans and portfolios, judgments, charge-offs, and deficiency balances resulting from prior foreclosures. We purchase participations, Troubled Debt Restructures (TDR’s), and over-concentration accounts based on the balance sheet management needs of our partners." It is listed here because third-party collection is its primary business; the purchasing activity is noted for transparency, and the methodology sets out how this directory treats debt purchasing. Its own published wording was read September 3, 2026.