Dyck-O'Neal in Texas

Dyck-O'Neal has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20140028), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

The public CFPB Consumer Complaint Database records 183 debt-collection complaints referencing Dyck-O'Neal, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

Yes, by its own account. Its website says: "We are also an active purchaser of mixed performance real estate secured loans and portfolios, judgments, charge-offs, and deficiency balances resulting from prior foreclosures. We purchase participations, Troubled Debt Restructures (TDR’s), and over-concentration accounts based on the balance sheet management needs of our partners." It is listed here because third-party collection is its primary business; the purchasing activity is noted for transparency, and the methodology sets out how this directory treats debt purchasing. Its own published wording was read September 3, 2026.