Dyck-O'Neal in Texas

Last checked: August 11, 2026

This page covers Dyck-O'Neal's Texas record only. The full company record, covering every state this site verifies it in, is at Dyck-O'Neal.

Dyck-O'Neal is a debt collection agency headquartered in Dallas, TX. It has held a Texas surety bond continuously for 26 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20140028), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

26 years

of continuous verified Texas bond history on the Texas Secretary of State register. Dyck-O'Neal currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

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Verified facts about Dyck-O'Neal

Fact	Value	Source
Headquarters	Dallas, TX	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Year founded	1988	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Company type	Third-party agency	Source: direct.sos.state.tx.us · Last checked: August 11, 2026
Website	dyckoneal.com
Texas surety bond history	26 years continuously bonded ActiveSoS File 20140028· filed February 12, 2014· The Ohio Casualty Insurance Company· bond 23027254 Canceled Close FileSoS File 20030103· filed June 6, 2003· canceled April 25, 2014· Travelers Casualty and Surety Company of America· bond 775224815TX Canceled Close FileSoS File 20000105· filed June 9, 2000· canceled August 12, 2003· Frontier Insurance Company· bond 151218 Canceled Close FileSoS File 950067· filed August 16, 1995· canceled January 18, 1999· American Bankers Insurance Company of Florida· bond 0369893	Register: direct.sos.state.tx.us · Last checked: August 24, 2026
CFPB complaints on record	183	CFPB database: consumerfinance.gov · Last checked: August 11, 2026

Common questions about Dyck-O'Neal

Is Dyck-O'Neal licensed to collect debt in Texas?

Yes. Dyck-O'Neal has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20140028), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

Does Dyck-O'Neal have complaints on record?

The public CFPB Consumer Complaint Database records 183 debt-collection complaints referencing Dyck-O'Neal, as of August 11, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

Does Dyck-O'Neal buy debt?

Yes. Dyck-O'Neal describes itself as a nationwide purchaser, collector and servicer of real estate loans, with a stated buy and hold strategy. It also offers a third-party resolution model for clients that do not wish to transfer ownership of their accounts, which is the collection work this directory lists. Its purchasing activity is noted here for transparency; see the methodology for how this directory treats debt purchasing. Its own published descriptions were read July 27, 2026.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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