Fair Collections & Outsourcing in Texas

This page covers Fair Collections & Outsourcing's Texas register record; the company facts, complaint count and any enforcement record on it are company-wide. The full company record, covering every state this site verifies it in, is at Fair Collections & Outsourcing.

Fair Collections & Outsourcing is a debt collection agency headquartered in Laurel, MD. It has held a Texas surety bond continuously for 21 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20050069), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Each fact below links to where it comes from wherever a source is on record, with the date it was last checked where a check has run.
21 years

of continuous verified Texas bond history on the Texas Secretary of State register. Fair Collections & Outsourcing currently holds an active $10,000 surety bond.

Source: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

Public-record facts about Fair Collections & Outsourcing

FactValueSource
Headquarters Laurel, MD

Named on: fco.com · Last checked: October 10, 2026

Company type Third-party agency

Classified by us from: fco.com · Last checked: October 10, 2026

Debt types handled Rental & Multifamily

Named on: fco.com · Last checked: October 10, 2026

Website fco.com
Careers page fco.com/Jobs

Linked from: fco.com · Last checked: October 2, 2026

Texas surety bond history
21 years continuously bonded
Active SoS File 20050069 · filed March 15, 2005 · HARCO NATIONAL INSURANCE COMPANY · bond 0398984

Register: texas-sos.appianportalsgov.com · Last checked: October 5, 2026

CFPB debt-collection complaints on record 5,164

CFPB database: consumerfinance.gov · Last checked: October 7, 2026

How to reach Fair Collections & Outsourcing safely

From Fair Collections & Outsourcing's own website, read October 6, 2026. Each detail links to the page that shows it.

Call
Pay online
pay.fco.com As linked from Fair Collections & Outsourcing's own website, read October 6, 2026
Languages
Fair Collections & Outsourcing, Inc. does not provide language access services. As shown on Fair Collections & Outsourcing's own website, read October 6, 2026

Be careful. Callers can fake the number they show. If you are not sure a call is real, hang up and call a number above yourself.

Common questions about Fair Collections & Outsourcing

Is Fair Collections & Outsourcing licensed to collect debt in Texas?

Fair Collections & Outsourcing has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050069), last checked October 5, 2026. Texas does not issue a collection license; that bond is what Texas Finance Code Chapter 392 requires of a third-party debt collector before it collects consumer debts.

What types of debt does Fair Collections & Outsourcing specialize in collecting?

According to its own website, Fair Collections & Outsourcing specializes in multifamily and rental collections, read July 10, 2026. A specialty is the company's own published claim; this directory verifies the public register facts, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.

Does Fair Collections & Outsourcing have complaints on record?

The public CFPB Consumer Complaint Database records 5,164 debt-collection complaints referencing Fair Collections & Outsourcing, as of October 7, 2026. This counts debt-collection complaints only, all years, not every complaint the Bureau holds about the company; the profile links the same search on the live CFPB database; a complaint is a record, not a verdict, and the CFPB says its database is not a statistical sample of consumers’ experiences.

This profile presents factual information drawn from public records, the company's own website and, where a row names one, a business directory, each linked to its source where one is on record, with a last-checked date wherever a check has run. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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