Fair Collections & Outsourcing in Texas

Last checked: August 12, 2026

This page covers Fair Collections & Outsourcing's Texas record only. The full company record, covering every state this site verifies it in, is at Fair Collections & Outsourcing.

Fair Collections & Outsourcing is a debt collection agency headquartered in Laurel, MD. It has held a Texas surety bond continuously for 21 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20050069), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

21 years

of continuous verified Texas bond history on the Texas Secretary of State register. Fair Collections & Outsourcing currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: August 24, 2026

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Verified facts about Fair Collections & Outsourcing

Fact	Value	Source
Headquarters	Laurel, MD	Source: fco.com · Last checked: August 12, 2026
Year founded	1984	Source: fco.com · Last checked: August 12, 2026
Company type	Third-party agency	Source: fco.com · Last checked: August 12, 2026
Debt types handled	Rental & Multifamily	Source: fco.com · Last checked: August 12, 2026
Website	fco.com
Texas surety bond history	21 years continuously bonded ActiveSoS File 20050069· filed March 15, 2005· HARCO NATIONAL INSURANCE COMPANY· bond 0398984	Register: direct.sos.state.tx.us · Last checked: August 24, 2026
CFPB complaints on record	4,943	CFPB database: consumerfinance.gov · Last checked: August 12, 2026

Common questions about Fair Collections & Outsourcing

Is Fair Collections & Outsourcing licensed to collect debt in Texas?

Yes. Fair Collections & Outsourcing has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050069), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.

What types of debt does Fair Collections & Outsourcing specialize in collecting?

According to its own website, Fair Collections & Outsourcing specializes in multifamily and rental collections, read July 10, 2026. A specialty is the agency's own published claim; this directory verifies the public register facts, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.

Does Fair Collections & Outsourcing have complaints on record?

The public CFPB Consumer Complaint Database records 4,943 debt-collection complaints referencing Fair Collections & Outsourcing, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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