Southwest Credit Systems in Florida

Last checked: August 12, 2026

This page covers Southwest Credit Systems's Florida record only. The full company record, covering every state this site verifies it in, is at Southwest Credit Systems.

Southwest Credit Systems is a debt collection agency headquartered in Carrollton, TX. It has been registered as a consumer collection agency in Florida continuously for 22 years, and currently holds an active registration with the Florida Office of Financial Regulation (CCA0900850), meeting the Chapter 559, Part VI requirement for consumer collection agencies. Every fact below links to its public source with the date it was last checked.
22 years

of continuous verified Florida registration history on the Florida Office of Financial Regulation register. Southwest Credit Systems currently holds an active consumer collection agency registration.

Source: flofr.gov · Last checked: August 24, 2026

Verified facts about Southwest Credit Systems

FactValueSource
HeadquartersCarrollton, TX

Source: swcgroup.com · Last checked: August 12, 2026

Year founded1974

Source: swcgroup.com · Last checked: August 12, 2026

Company typeThird-party agency

Source: swcgroup.com · Last checked: August 12, 2026

Debt types handledGovernment, Tolling, Telecommunications, Rental & Multifamily, Student & Education, Utilities

Source: swcgroup.com · Last checked: August 12, 2026

Websiteswcgroup.com
Florida registration history
22 years continuously registered
ApprovedCCA0900850· filed November 20, 2003

Register: flofr.gov · Last checked: August 24, 2026

CFPB complaints on record6,482

CFPB database: consumerfinance.gov · Last checked: August 12, 2026

Common questions about Southwest Credit Systems

Is Southwest Credit Systems registered to collect debt in Florida?

Yes. Southwest Credit Systems holds a consumer collection agency registration with the Florida Office of Financial Regulation (CCA0900850), recorded as Approved, last checked August 24, 2026. Chapter 559, Part VI of the Florida Statutes requires this registration of a consumer collection agency, though nine categories of business are lawfully exempt from it.

Does Southwest Credit Systems have complaints on record?

The public CFPB Consumer Complaint Database records 6,482 debt-collection complaints referencing Southwest Credit Systems, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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