Southwest Credit Systems in Texas
Last checked: August 12, 2026
This page covers Southwest Credit Systems's Texas record only. The full company record, covering every state this site verifies it in, is at Southwest Credit Systems.
of continuous verified Texas bond history on the Texas Secretary of State register. Southwest Credit Systems currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: August 24, 2026
What brings you here?
Two of the most common reasons people check a collector. Pick whichever fits.
Run a collection agency?See how we rank agencies, and how to get listed.
Verified facts about Southwest Credit Systems
| Fact | Value | Source |
|---|---|---|
| Headquarters | Carrollton, TX | Source: swcgroup.com · Last checked: August 12, 2026 |
| Year founded | 1974 | Source: swcgroup.com · Last checked: August 12, 2026 |
| Company type | Third-party agency | Source: swcgroup.com · Last checked: August 12, 2026 |
| Debt types handled | Government, Tolling, Telecommunications, Rental & Multifamily, Student & Education, Utilities | Source: swcgroup.com · Last checked: August 12, 2026 |
| Website | swcgroup.com | |
| Texas surety bond history | 32 years continuously bonded ActiveSoS File 20030183· filed October 9, 2003· Travelers Casualty and Surety Company of America· bond 775224837TX Canceled Close FileSoS File 20000200· filed November 3, 2000· canceled November 11, 2003· Travelers Casualty and Surety Company of America· bond 775224590TX Canceled Close FileSoS File 970387· filed August 7, 1997· canceled November 28, 2000· United Pacific Insurance Company· bond U2775224TX87 Canceled Close FileSoS File 930064· filed December 1, 1993· canceled September 11, 1997· The North River Insurance Company· bond 6101992008TX81 | Register: direct.sos.state.tx.us · Last checked: August 24, 2026 |
| CFPB complaints on record | 6,482 | CFPB database: consumerfinance.gov · Last checked: August 12, 2026 |
Common questions about Southwest Credit Systems
Is Southwest Credit Systems licensed to collect debt in Texas?
Yes. Southwest Credit Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20030183), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked August 24, 2026.
Does Southwest Credit Systems have complaints on record?
The public CFPB Consumer Complaint Database records 6,482 debt-collection complaints referencing Southwest Credit Systems, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
Spot an error? Any agency may claim its profile and submit corrections via the corrections policy. Rankings are never for sale; see the methodology.