Southwest Credit Systems in New York

Last checked: August 12, 2026

This page covers Southwest Credit Systems's New York record only. The full company record, covering every state this site verifies it in, is at Southwest Credit Systems.

Southwest Credit Systems is a debt collection agency headquartered in Carrollton, TX. It has been licensed to collect in New York City continuously for 22 years, and currently holds an active Debt Collection Agency license with the NYC Department of Consumer and Worker Protection (1153354-DCA). Every fact below links to its public source with the date it was last checked.
22 years

of continuous verified New York City license history on New York City's public license records (DCWP). Southwest Credit Systems currently holds an active Debt Collection Agency license.

Source: data.cityofnewyork.us · Last checked: August 24, 2026

Verified facts about Southwest Credit Systems

FactValueSource
HeadquartersCarrollton, TX

Source: swcgroup.com · Last checked: August 12, 2026

Year founded1974

Source: swcgroup.com · Last checked: August 12, 2026

Company typeThird-party agency

Source: swcgroup.com · Last checked: August 12, 2026

Debt types handledGovernment, Tolling, Telecommunications, Rental & Multifamily, Student & Education, Utilities

Source: swcgroup.com · Last checked: August 12, 2026

Websiteswcgroup.com
New York license history
22 years continuously licensed
Active2103006-DCA· filed December 7, 2021
Active2103007-DCA· filed December 7, 2021
Active1153354-DCA· filed October 7, 2003

Register: data.cityofnewyork.us · Last checked: August 24, 2026

CFPB complaints on record6,482

CFPB database: consumerfinance.gov · Last checked: August 12, 2026

Common questions about Southwest Credit Systems

Is Southwest Credit Systems licensed to collect debt in New York City?

Yes. Southwest Credit Systems holds an active Debt Collection Agency license with the New York City Department of Consumer and Worker Protection (license 1153354-DCA), last checked August 24, 2026. New York City requires this license of any agency collecting from NYC residents, wherever the agency itself is based.

Does Southwest Credit Systems have complaints on record?

The public CFPB Consumer Complaint Database records 6,482 debt-collection complaints referencing Southwest Credit Systems, as of August 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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