Government and municipal debt collection agencies in Texas
Data last checked: July 13, 2026
Sources: agency websites and the TX SoS Debt Collector Search.
Government and municipal collection specialists(2 agencies)
Agencies whose own websites present government and municipal collections as their identity.
| Agency | Verified bond history | Their published claim | TX bond |
|---|---|---|---|
| Credit Systems International | 25+ years continuously bonded 32.0 yrs | "healthcare, utility and governmental industries" (source, July 10, 2026) | Active |
| United Collection Bureau | 25+ years continuously bonded 31.0 yrs | "United Collection Bureau, Inc. (UCB) assists in the accounts receivable process for healthcare facilities, financial services businesses and government entities." (source, July 10, 2026) | Active |
Grouped by Verified Track Record band, alphabetical within each band. No ordinal ranking. Every published claim links to the page on the agency's own website where it appears, with the date we read it.
Also serve government and municipal collections, among other industries(23 agencies)
Agencies whose websites list government and municipal collections within a broader industry menu. Serving an industry is not the same claim as specializing in it.
| Agency | Verified bond history | Their published claim | TX bond |
|---|---|---|---|
| Automated Collection Services | 25+ years continuously bonded 29.0 yrs | "higher education, healthcare, government, and financial markets on a national basis" (source, July 13, 2026) | Active |
| CBE Group | 25+ years continuously bonded 29.0 yrs | "Team up with a trusted leader of public sector collections to efficiently recover taxes, fines, fees, and other government receivables." (source, July 10, 2026) | Active |
| Collection Bureau of America | 25+ years continuously bonded 27.0 yrs | "Utility, Municipal, Medical, Commercial, Cable and Bottled Water" (source, July 10, 2026) | Active |
| Diversified Adjustment Service | 25+ years continuously bonded 32.0 yrs | Lists government and municipal collections among the industries it serves (source, July 10, 2026) | Active |
| Financial Credit Network | 25+ years continuously bonded 28.0 yrs | "MEDICAL: Hospitals, Clinics, Labs, Doctor's Offices, Billing Companies; UTILITIES: Gas, Electric, Water, Waste Management; GOVERNMENT: Judicial Council (Court Ordered Debt), City, County; LOCAL BUSINESS: Anything you can imagine!" (source, July 13, 2026) | Active |
| Harris & Harris | 25+ years continuously bonded 30.0 yrs | "Government and The Public Sector" (source, July 10, 2026) | Active |
| Southwest Credit Systems | 25+ years continuously bonded 32.0 yrs | "We bring proven experience in the government, highway toll, telecommunications, cable, property management, education and utility industries." (source, July 10, 2026) | Active |
| Apelles | 15-24 years continuously bonded 19.0 yrs | "Financial institutions, retail service organizations, government entities, medical care providers, and business service providers" (source, July 13, 2026) | Active |
| ATG Credit | 15-24 years continuously bonded 18.0 yrs | "Some examples of this type of an account can be found in the utility, municipal government and insurance markets." (source, July 13, 2026) | Active |
| Caine & Weiner | 15-24 years continuously bonded 22.0 yrs | "Advertising, Automotive, Banking, Chemical, Consumer, Credit Union, Distributor, E-Commerce, Education, Electronics, Financial, Fintech, Food & Beverage, GSA, Insurance, Medical, Manufacturing, Municipality, Office Products, Printing, Publishing, Retail, SaaS, Service Industry, Sporting Goods, Telecommunications, Transportation, Wholesale" (source, July 10, 2026) | Active |
| First Federal Credit Control | 15-24 years continuously bonded 15.0 yrs | Lists government and municipal collections among the industries it serves (source, July 10, 2026) | Active |
| FMA Alliance | 15-24 years continuously bonded 24.0 yrs | "Financial Services, Healthcare Services, Student Loan Collections, Government Collections" (source, July 12, 2026) | Active |
| IC System | 15-24 years continuously bonded 21.0 yrs | Lists government and municipal collections among the industries it serves (source, July 10, 2026) | Active |
| Lockhart, Morris & Montgomery | 15-24 years continuously bonded 16.0 yrs | Lists government and municipal collections among the industries it serves (source, July 10, 2026) | Active |
| National Enterprise Systems | 15-24 years continuously bonded 23.0 yrs | "financial services, retail, automotive, and telecommunications industries as well as higher education clients and government agencies" (source, July 10, 2026) | Active |
| Penn Credit | 15-24 years continuously bonded 20.0 yrs | "government, tolling, healthcare, education, utilities, telecommunications" (source, July 10, 2026) | Active |
| Reliant Capital Solutions | 15-24 years continuously bonded 16.0 yrs | "Focusing on higher education, government services, healthcare, financial services and other contact center needs, including commercial collections" (source, July 12, 2026) | Active |
| Rozlin Financial Group | 15-24 years continuously bonded 17.0 yrs | Lists government and municipal collections among the industries it serves (source, July 12, 2026) | Active |
| Sarma | 15-24 years continuously bonded 22.0 yrs | "financial institutions, health care organizations, municipalities, real estate, retail, telecommunications and utilities" (source, July 10, 2026) | Active |
| Southwest Recovery Services | 15-24 years continuously bonded 19.0 yrs | Lists government and municipal collections among the industries it serves (source, July 10, 2026) | Active |
| Radius Global Solutions | 5-14 years continuously bonded 9.0 yrs | "financial services and healthcare to telecommunications and government sectors" (source, July 10, 2026) | Active |
| Steel River Systems | 5-14 years continuously bonded 9.0 yrs | Lists government and municipal collections among the industries it serves (source, July 13, 2026) | Active |
| Transworld Systems | 5-14 years continuously bonded 8.0 yrs | "Financial services, healthcare providers and payors, government, telecom, property management, utilities, and more" (source, July 10, 2026) | Active |
How this ranking works
Agencies are grouped into bands by how many years they have been continuously bonded on the Texas Secretary of State's public register: 25 or more years, then 15-24, 5-14, and under 5. Within a band, agencies are listed alphabetically, so no agency is ranked above another and there are no ordinal positions. Only agencies whose bond is active on the register appear in a band. A long bond history is a verifiable public record of staying in business under the state's one legal requirement; it is not a quality rating. Rankings are never for sale: paid options are clearly labeled and can never change where an agency sits. The full rules are on the methodology page.
Common questions about government debt collection in Texas
Which agencies specialize in government debt collection in Texas?
2 of the 113 verified agencies in this directory declare government and municipal collections as their specialty on their own websites: Credit Systems International, United Collection Bureau. Each declaration is quoted above with a link to the page it appears on and the date we read it. All hold an active surety bond on the Texas Secretary of State register.
How do I verify a government debt collection agency's Texas bond?
Search the agency's legal name on the Texas Secretary of State's public Debt Collector Search. Every third-party debt collector must file a $10,000 surety bond before collecting in Texas, under Texas Finance Code Chapter 392, Section 392.101, and collecting without one can be a criminal offense. Our step-by-step verification guide covers name variants and what the register shows.
Why are some agencies listed separately below the specialists?
The first table lists agencies whose own websites present government and municipal collections as their specialty. The second lists agencies that name it within a broader menu of industries they serve. Serving an industry is not the same claim as specializing in it, so the two claims are shown separately. In both tables we quote the agency's published claim and link to where it appears; this directory verifies the Texas bond, not the claim.
Does this page rank agencies by quality?
No. Agencies are grouped by how many years they have been continuously bonded on the Texas register and listed alphabetically within each band, so no agency is ranked above another. A specialty is the agency's own published claim, not this site's assessment of quality. The full rules are on the methodology page, and rankings are never for sale.